---
title: "CBB Bancorp reports steady Q4 net income at $4.5 mln"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/274322673.md"
datetime: "2026-01-30T14:10:09.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/274322673.md)
  - [en](https://longbridge.com/en/news/274322673.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/274322673.md)
---

# CBB Bancorp reports steady Q4 net income at $4.5 mln

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Overview

-   Commercial bank’s Q4 net income stable at $4.5 mln, EPS slightly down from prior qtr
-   Company’s total assets exceeded $2 bln for the first time
-   Deposits increased by $41.1 mln, or 2.5%, quarter-over-quarter

Outlook

-   Company did not provide specific financial guidance for future quarters or full year

Result Drivers

-   NET INTEREST MARGIN - Decline attributed to higher funding costs and lower yields on interest-earning assets
-   SBA LOAN SALES - $19.7 mln in SBA loans sold at an average premium of 6.8%
-   NONINTEREST EXPENSES - Increase driven by higher personnel costs and occupancy expenses

Key Details

Metric Beat/Mis Actual Consensu

s s

Estimate

### Q4 EPS $0.42

Q4 Net $4.5 mln

Income

Q4 Net $15.66

Interest mln

Income

Q4 Basic $0.42

### EPS

Q4 Net 3.16%

Interest

Margin

### Q4 $6.14

Pretax mln

Profit

Press Release: For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact . (This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

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