--- title: "Resona Holdings (TSE:8308) Valuation After Strong Nine Month Earnings And Higher EPS" type: "News" locale: "en" url: "https://longbridge.com/en/news/274395579.md" description: "Resona Holdings (TSE:8308) reported strong nine-month earnings with increased net interest income, net income, and earnings per share, prompting investors to reassess the stock. Despite a recent share price increase of 19.86% over 30 days and a 57.37% total return over the past year, analysts suggest the stock may be 4.2% overvalued at ¥1,789.5 compared to a fair value of ¥1,718. The consensus price target varies among analysts, ranging from ¥1,080.0 to ¥1,790.0, indicating differing views on future growth and risks." datetime: "2026-01-31T19:13:42.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/274395579.md) - [en](https://longbridge.com/en/news/274395579.md) - [zh-HK](https://longbridge.com/zh-HK/news/274395579.md) generator: "portal-rs" --- # Resona Holdings (TSE:8308) Valuation After Strong Nine Month Earnings And Higher EPS ## Resona Holdings earnings trigger fresh look at the stock Resona Holdings (TSE:8308) has just reported nine month results to December 31, 2025, with higher net interest income, net income and earnings per share, giving investors fresh information to reassess the bank’s shares. See our latest analysis for Resona Holdings. The latest earnings update comes after a strong run in the shares, with a 30 day share price return of 19.86% and a 1 year total shareholder return of 57.37%. Multi year total shareholder returns above 4x suggest long term momentum has been strong even if the past week’s move has cooled. If Resona’s move has you thinking about where capital is flowing next, it could be a good moment to broaden your search with fast growing stocks with high insider ownership. With earnings per share up year on year and the share price already delivering strong multi year returns, the key question now is whether Resona is still trading at a discount or whether the market is already pricing in future growth. ## Most Popular Narrative: 4.2% Overvalued Resona Holdings last closed at ¥1,789.5, while the most followed narrative sees fair value at about ¥1,718, a small gap that frames the current debate. > *The analysts have a consensus price target of ¥1379.0 for Resona Holdings based on their expectations of its future earnings growth, profit margins and other risk factors. However, there is a degree of disagreement amongst analysts, with the most bullish reporting a price target of ¥1790.0, and the most bearish reporting a price target of just ¥1080.0.* Read the complete narrative. Want to see how modest revenue pressure, rising margins and a richer future earnings multiple still add up to that fair value line? The full narrative shows the math, the trade offs and the assumptions that hold it all together. **Result: Fair Value of ¥1,718 (OVERVALUED)** Have a read of the narrative in full and understand what's behind the forecasts. However, that fair value story can shift if rising operating and IT expenses outpace revenue, or if issues with the Minato Bank integration affect margins and earnings. Find out about the key risks to this Resona Holdings narrative. ## Another View: Multiples Point To Value Support While the narrative model sees Resona as 4.2% overvalued relative to its ¥1,718 fair value line, the earnings multiples tell a more forgiving story. The current P/E of 16.7x is close to its fair ratio of 16.8x and sits below peer averages of 17.5x, even though it is higher than the JP Banks industry at 13.7x. That mix of signals raises a simple question: is the market slightly overpaying for quality or underestimating risk at these levels? See what the numbers say about this price — find out in our valuation breakdown. TSE:8308 P/E Ratio as at Jan 2026 ## Build Your Own Resona Holdings Narrative If you see the numbers differently or simply prefer to test your own assumptions, you can build a custom view in minutes with Do it your way. A great starting point for your Resona Holdings research is our analysis highlighting 3 key rewards and 1 important warning sign that could impact your investment decision. ## Looking for more investment ideas? If Resona is already on your radar, do not stop there. Use the screeners below to quickly uncover other opportunities that might suit your style and goals. - Spot potential value plays early by checking out these 868 undervalued stocks based on cash flows that currently screen well on cash flow based metrics. - Ride powerful technology trends by scanning these 25 AI penny stocks that are tied to artificial intelligence themes. - Add diversification with income potential by reviewing these 14 dividend stocks with yields > 3% that offer yields above 3%. *This article by Simply Wall St is general in nature. **We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice.** It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.* ### Related Stocks - [8308.JP](https://longbridge.com/en/quote/8308.JP.md) ## Related News & Research - [Resona: Record 1Q profit, higher earnings target, and expanded shareholder returns on strong loan growth](https://longbridge.com/en/news/294468482.md) - [Resona Holdings (TSE:8308) Lifts Guidance And Launches Buyback, Is The Stock Too Pricey?](https://longbridge.com/en/news/294713220.md) - [Tom Lee Sees ETH 'Easily' Hitting $10,000, Says BitMine Could Buy More Than 5%](https://longbridge.com/en/news/296958709.md) - [BMO Just Named Nvidia a Top Pick as It Initiates Coverage. What This Means for NVDA Stock.](https://longbridge.com/en/news/296944132.md) - [Nike Stock Drop Hits Founder’s Net Worth: Phil Knight Nears Exit of Top 100 Richest](https://longbridge.com/en/news/296957879.md) --- > **Disclaimer: This article is for reference only and does not constitute any investment advice.**