--- title: "Lemonade launches Tesla FSD insurance program in Oregon" description: "Lemonade has launched an Autonomous Car insurance program in Oregon for Tesla drivers, offering discounts of approximately 50% on insurance costs for miles driven using Tesla's Full Self-Driving (FSD)" type: "news" locale: "en" url: "https://longbridge.com/en/news/275476361.md" published_at: "2026-02-10T14:19:05.000Z" --- # Lemonade launches Tesla FSD insurance program in Oregon > Lemonade has launched an Autonomous Car insurance program in Oregon for Tesla drivers, offering discounts of approximately 50% on insurance costs for miles driven using Tesla's Full Self-Driving (FSD) system. The announcement was made by co-founder Shai Wininger on social media. The program utilizes Tesla's safety data, which shows FSD miles are safer than manual driving. The discount is automatically applied through integration with Tesla vehicles, and the program is available for Teslas with Hardware 4 or newer. Policyholders can also bundle insurance for additional savings. Tesla drivers in Oregon can now receive significant insurance discounts when using FSD, following the launch of Lemonade’s new Autonomous Car insurance program. The program was announced by Lemonade co-founder Shai Wininger on social media platform X. ## **Lemonade launches FSD-based insurance in Oregon** In a post on X, Wininger confirmed that Lemondade’s Autonomous Car insurance product for Tesla is now live in Oregon. The program allows eligible Tesla owners to receive roughly 50% off insurance costs for every mile driven using Tesla’s FSD system. “And… we’re ON. @Lemonade\_Inc’s Autonomous Car for @Tesla FSD is now live in Oregon. Tesla drivers in Oregon can now get ~50% off their Tesla FSD-driven miles + the best car insurance experience in the US, bar none,” Wininger wrote in his post. As per Lemonade on its official website, the program is built on Tesla’s safety data, which indicates that miles driven using FSD are approximately twice as safe as those driven manually. As a result, Lemonade prices those miles at a lower rate. The insurer noted that as FSD continues to improve, associated discounts could increase over time. > And… we're ON.@Lemonade\_Inc's Autonomous Car for @Tesla FSD is now live in Oregon. > > Tesla drivers in Oregon can now get ~50% off their Tesla FSD-driven miles + the best car insurance experience in the US, bar none.https://t.co/vimFfgeXDj > > — Shai Wininger (@shai\_wininger) February 10, 2026 ## **How Lemonade tracks FSD miles** Lemonade’s FSD discount works through a direct integration with Tesla vehicles, enabled only with a driver’s explicit permission. Once connected, the system distinguishes between miles driven manually and those driven using FSD, applying the discount automatically to qualifying miles. There is no minimum FSD usage requirement. Drivers who use FSD occasionally still receive discounted rates for those miles, while non-FSD miles are billed at competitive standard rates. Lemonade also emphasized that coverage and claims handling remain unchanged regardless of whether a vehicle is operating under manual control or FSD at the time of an incident. The program is currently available only to Teslas equipped with Hardware 4 or newer, running firmware version 2025.44.25.5 or later. Lemonade also allows policyholders to bundle Tesla insurance with renters, homeowners, pet, or life insurance policies for additional savings. 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