---
title: "Touchmark Bancshares Q4 net income at USD 0.44 million, down 28%"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/275609035.md"
datetime: "2026-02-11T13:01:13.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/275609035.md)
  - [en](https://longbridge.com/en/news/275609035.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/275609035.md)
---

# Touchmark Bancshares Q4 net income at USD 0.44 million, down 28%

Touchmark Bancshares Inc. reported financial results for the fourth quarter (Q4) and full year ended December 31, 2025. Net income for Q4 decreased 28% to USD 0.44 million, primarily due to an acceleration of unamortized premiums. Deposits, excluding brokered deposits, increased by USD 2.6 million during the quarter, accompanied by a reduction in deposit expense of 23 basis points. The company declared an annual dividend of USD 0.65 per share. New loan production in Q4 surpassed USD 6 million, marking the highest quarterly growth rate in over two years, despite unexpected loan payoffs totaling USD 4.5 million resulting in net loan growth not turning positive. Touchmark Bancshares Inc. also strengthened its leadership team by appointing a new Executive Vice President and Chief Lending Officer, who built a loan pipeline exceeding USD 40 million. Nonperforming assets to total assets, net of government guarantees, stood at 1.56%, and the allowance for credit losses to total loans was 0.78% as of December 31, 2025. Cash and due from banks totaled USD 0.55 million at year-end. Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Touchmark Bancshares Inc. published the original content used to generate this news brief via PR Newswire (Ref. ID: CL85426) on February 11, 2026, and is solely responsible for the information contained therein. © Copyright 2026 - Public Technologies (PUBT)

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