--- title: "Home Federal | 10-Q: FY2026 Q2 Revenue: USD 8.701 M" type: "News" locale: "en" url: "https://longbridge.com/en/news/275812503.md" datetime: "2026-02-12T21:43:28.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/275812503.md) - [en](https://longbridge.com/en/news/275812503.md) - [zh-HK](https://longbridge.com/zh-HK/news/275812503.md) --- # Home Federal | 10-Q: FY2026 Q2 Revenue: USD 8.701 M Revenue: As of FY2026 Q2, the actual value is USD 8.701 M. EPS: As of FY2026 Q2, the actual value is USD 0.54. EBIT: As of FY2026 Q2, the actual value is USD -3.264 M. ### Operational Metrics (Six Months Ended December 31, 2025 vs. December 31, 2024) - **Net Income:** Increased by 66.95% year-over-year to $3,274 thousand for 2025, from $1,961 thousand for 2024 . - **Net Interest Income:** Rose to $10,638 thousand for 2025, up from $9,026 thousand for 2024 . - **Provision for Credit Losses:** Was $152 thousand for 2025, compared to a recovery of -$178 thousand for 2024 . - **Net Interest Income after Provision for Credit Losses:** Increased to $10,486 thousand for 2025 from $9,204 thousand for 2024 . - **Total Non-Interest Income:** Saw a significant increase to $1,288 thousand for 2025, from $788 thousand for 2024 . - Gain on sale of loans was $276 thousand in 2025, up from $101 thousand in 2024 . - Loss on sale of real estate was -$8 thousand in 2025, improving from -$266 thousand in 2024 . - **Total Non-Interest Expense:** Decreased to $7,644 thousand for 2025, from $7,846 thousand for 2024 . - Compensation and benefits decreased to $4,251 thousand in 2025 from $4,531 thousand in 2024 . - Data processing expenses increased to $654 thousand in 2025 from $554 thousand in 2024 . - Amortization of Core Deposit Intangible was $131 thousand in 2025, down from $146 thousand in 2024 . ### Balance Sheet Metrics (as of December 31, 2025 vs. June 30, 2025) - **Total Assets:** Increased to $621,449 thousand as of December 31, 2025, from $609,492 thousand as of June 30, 2025 . - **Total Deposits:** Increased to $554,877 thousand as of December 31, 2025, from $546,290 thousand as of June 30, 2025 . - **Total Stockholders’ Equity:** Grew to $57,749 thousand as of December 31, 2025, from $55,205 thousand as of June 30, 2025 . - **Net Loans Receivable:** Increased to $471,533 thousand as of December 31, 2025, from $461,004 thousand as of June 30, 2025 . - **Allowance for Credit Losses:** Was -$4,442 thousand as of December 31, 2025, compared to -$4,484 thousand as of June 30, 2025 . - **Securities Available-for-Sale:** Fair value was $38,446 thousand as of December 31, 2025, up from $34,246 thousand as of June 30, 2025 . - **Securities Held-to-Maturity:** Fair value was $49,671 thousand as of December 31, 2025, down from $51,139 thousand as of June 30, 2025 . ### Segmented Loan Portfolio (Amortized Cost as of December 31, 2025) - **One-to-Four Family Residential:** $169,322 thousand, including $162,934 thousand pass rated loans and $557 thousand substandard loans . - **Commercial (Real Estate):** $136,881 thousand, with $133,901 thousand pass rated loans and $205 thousand current period gross charge-offs . - **Multi-Family Residential:** $32,163 thousand, with $29,157 thousand pass rated loans . - **Land:** $53,818 thousand, including $51,822 thousand pass rated loans and $24 thousand substandard loans . - **Construction:** $4,435 thousand, with $3,955 thousand pass rated loans . - **Equity Loans and Lines of Credit:** $24,492 thousand, including $23,954 thousand pass rated loans and $457 thousand substandard loans . - **Commercial Loans (Non-Real Estate):** $54,120 thousand, with $50,121 thousand pass rated loans and $3,100 thousand special mention loans . - **Consumer Loans:** $854 thousand, including $822 thousand pass rated loans and $6 thousand substandard loans . ### Cash Flow from Operating Activities (Six Months Ended December 31, 2025 vs. December 31, 2024) - **Net Cash Provided by Operating Activities:** Increased to $5,631 thousand for 2025, from $3,461 thousand for 2024 . ### Cash Flow from Investing Activities (Six Months Ended December 31, 2025 vs. December 31, 2024) - **Net Cash Used in Investing Activities:** Was -$10,633 thousand for 2025, compared to $12,977 thousand provided by investing activities for 2024 . - Loan Originations and Purchases, Net: Was -$11,495 thousand for 2025, compared to $12,494 thousand for 2024 . - Purchase of Mortgage-Backed Securities: Was -$6,547 thousand for 2025, compared to -$6,708 thousand for 2024 . ### Cash Flow from Financing Activities (Six Months Ended December 31, 2025 vs. December 31, 2024) - **Net Cash Provided by Financing Activities:** Was $6,923 thousand for 2025, compared to -$31,846 thousand used in financing activities for 2024 . - Net Increase in Deposits: Was $8,587 thousand for 2025, compared to -$27,463 thousand for 2024 . - Company Stock Purchased: Was -$2,270 thousand for 2025, compared to -$334 thousand for 2024 . ### Outlook/Guidance The provided reference material does not contain specific forward-looking statements, outlook, or guidance from management regarding future performance, strategies, or financial targets for Home Federal Bancorp, Inc. of Louisiana . 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