--- title: "Why Oscar Health (OSCR) Is Up 9.6% After Issuing 2026 Profit Guidance And Securing New Credit Facility" description: "Oscar Health's stock rose 9.6% after announcing a new $475 million credit facility and issuing 2026 profit guidance, projecting revenues of $18.7 billion to $19.0 billion and operational earnings of $" type: "news" locale: "en" url: "https://longbridge.com/en/news/275984064.md" published_at: "2026-02-14T16:16:35.000Z" --- # Why Oscar Health (OSCR) Is Up 9.6% After Issuing 2026 Profit Guidance And Securing New Credit Facility > Oscar Health's stock rose 9.6% after announcing a new $475 million credit facility and issuing 2026 profit guidance, projecting revenues of $18.7 billion to $19.0 billion and operational earnings of $250 million to $450 million. Despite a $443.15 million net loss in 2025, the company aims for profitability through membership growth and technology-driven efficiencies. Analysts remain cautious about high medical costs impacting margins, but the new credit line provides financial flexibility as Oscar targets improved earnings in 2026. - In early February 2026, Oscar Health entered into a US$475.0 million secured three-year revolving credit facility and, despite reporting a full-year 2025 net loss of US$443.15 million, issued full-year 2026 guidance calling for total revenue of US$18.7 billion to US$19.0 billion and earnings from operations of US$250 million to US$450 million. - The company is pairing rapid membership growth, technology-driven efficiency efforts and expanded market reach with new financial flexibility from the credit facility as it targets a return to profitability in 2026. - Against this backdrop, we’ll examine how Oscar’s 2026 profitability guidance and new US$475.0 million credit facility affect its investment narrative. Outshine the giants: these 28 early-stage AI stocks could fund your retirement. ## Oscar Health Investment Narrative Recap To own Oscar Health, you need to believe its fast-growing, tech-focused insurance platform can convert scale into sustainable profits despite current losses. The key near term catalyst is the company’s 2026 profitability target, and the biggest risk is that elevated medical costs and risk adjustment pressures keep margins under strain. The new US$475.0 million revolving credit facility adds liquidity and flexibility, but does not remove the underlying earnings quality and medical loss ratio risk. The most relevant recent development here is Oscar’s 2026 guidance, which calls for US$18.7 billion to US$19.0 billion in revenue and US$250 million to US$450 million in earnings from operations. Taken together with the new credit facility, this guidance frames a “prove it” year, where membership growth, AI-driven cost control and pricing discipline need to translate into the margin improvement implied in the outlook. Yet even with the new credit line, investors should be aware that persistent pressure on Oscar’s medical loss ratio could still... Read the full narrative on Oscar Health (it's free!) Oscar Health's narrative projects $12.4 billion revenue and $245.4 million earnings by 2028. This requires 4.9% yearly revenue growth and an earnings increase of about $406.6 million from -$161.2 million today. Uncover how Oscar Health's forecasts yield a $15.78 fair value, a 18% upside to its current price. ## Exploring Other Perspectives Some of the most optimistic analysts were already assuming Oscar could reach about US$13.8 billion in revenue and US$574.6 million in earnings by 2028, so this latest guidance and new credit facility may either reinforce that bullish view or prompt a rethink, depending on how you see the risks around high medical costs and intense competition playing out. Explore 22 other fair value estimates on Oscar Health - why the stock might be worth over 4x more than the current price! ## Build Your Own Oscar Health Narrative Disagree with existing narratives? Create your own in under 3 minutes - extraordinary investment returns rarely come from following the herd. - A great starting point for your Oscar Health research is our analysis highlighting 2 key rewards and 1 important warning sign that could impact your investment decision. - Our free Oscar Health research report provides a comprehensive fundamental analysis summarized in a single visual - the Snowflake - making it easy to evaluate Oscar Health's overall financial health at a glance. ## Ready To Venture Into Other Investment Styles? Our top stock finds are flying under the radar-for now. Get in early: - Rare earth metals are the new gold rush. Find out which 30 stocks are leading the charge. - The future of work is here. Discover the 30 top robotics and automation stocks leading the charge in AI-driven automation and industrial transformation. - Uncover the next big thing with 28 elite penny stocks that balance risk and reward. *This article by Simply Wall St is general in nature. **We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice.** It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.* ### **New:** AI Stock Screener & Alerts Our new AI Stock Screener scans the market every day to uncover opportunities. • Dividend Powerhouses (3%+ Yield) • Undervalued Small Caps with Insider Buying • High growth Tech and AI Companies Or build your own from over 50 metrics. Explore Now for Free ### Related Stocks - [OSCG.US - Leverage Shares 2X Long OSCR Daily ETF](https://longbridge.com/en/quote/OSCG.US.md) - [OSCR.US - Oscar Health](https://longbridge.com/en/quote/OSCR.US.md) ## Related News & Research | Title | Description | URL | |-------|-------------|-----| | Oscar Health 預計儘管在 2025 年會有虧損，但在 2026 年將實現增長 | Oscar Health 已獲得 4.75 億美元的循環信貸額度，以增強流動性並支持增長。儘管預計 2025 年收入將增加至 117 億美元，但由於醫療成本高企，公司報告了 3.964 億美元的運營虧損。Oscar 預計 2026 年收入將 | [Link](https://longbridge.com/en/news/275451700.md) | | Oscar Health｜10-K：2025 財年營收 117 億美元不及預期 | | [Link](https://longbridge.com/en/news/275946059.md) | | Oscar Health 第四季度的收入未能達到分析師的預期 | Oscar Health 第四季度的收入和調整後的息税折舊攤銷前利潤（EBITDA）未能達到分析師的預期，收入為 28.1 億美元，而預期為 31.2 億美元。該公司已進入一項 4.75 億美元的循環信貸額度，以增強其資產負債表。對於 20 | [Link](https://longbridge.com/en/news/275445989.md) | | 儘管面臨奧巴馬醫改的阻力，Oscar Health 的前景超過市場預期，股價上漲 | Oscar Health (OSCR) 的股價上漲，因為該公司提供的 2026 年收入展望超出市場共識，儘管面臨來自奧巴馬醫保保費上漲的挑戰。該公司報告了 2025 年第四季度每股 GAAP 虧損 1.24 美元，收入為 28 億美元，低於 | [Link](https://longbridge.com/en/news/275503652.md) | | Oscar Health｜8-K：2025 財年 Q4 營收 28.05 億美元不及預期 | | [Link](https://longbridge.com/en/news/275448384.md) | --- > **Disclaimer**: This article is for reference only and does not constitute any investment advice.