---
title: "U.S. mortgage rates fall below 6%, matching the lowest level since 2022"
description: "The average interest rate for a 30-year fixed mortgage in the United States has dropped to 5.99%, the lowest level since 2022. This decline is attributed to investors shifting towards the bond market,"
type: "news"
locale: "en"
url: "https://longbridge.com/en/news/276634829.md"
published_at: "2026-02-23T18:57:18.000Z"
---

# U.S. mortgage rates fall below 6%, matching the lowest level since 2022

> The average interest rate for a 30-year fixed mortgage in the United States has dropped to 5.99%, the lowest level since 2022. This decline is attributed to investors shifting towards the bond market, leading to lower yields. Contributing factors include tariff uncertainties, slowing inflation, and weak GDP reports

On the morning of February 23, Eastern Time, the sell-off in the U.S. stock market prompted investors to flock to the relatively safe bond market, leading to a decline in yields and a subsequent drop in mortgage rates. According to data from Mortgage News Daily, the average rate for the most popular 30-year fixed mortgage fell to 5.99% on Monday, matching the lowest level since 2022. At this time in 2025, the rate was 6.89%.

The decline in yields is attributed to a combination of factors, including new uncertainties brought about by tariffs, slowing inflation, and the economic weakness reflected in last Friday's dismal GDP report

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> **Disclaimer**: This article is for reference only and does not constitute any investment advice.