---
title: "OCBC net profit edges down 2% to $7.42b in FY2025"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/276817507.md"
description: "Oversea-Chinese Banking Corporation Limited (OCBC) reported a net profit of $7.42 billion for FY2025, a 2% decrease from $7.59 billion in FY2024. Total income rose to $14.6 billion, bolstered by a 16% increase in non-interest income, while net interest income fell 6% to $9.15 billion. The tax expense increased by 27% due to higher contributions from high-tax jurisdictions. The board proposed a final ordinary dividend of 42 cents and a special dividend of 16 cents per share, totaling 99 cents per share for the year, representing 60% of net profit."
datetime: "2026-02-25T02:26:17.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/276817507.md)
  - [en](https://longbridge.com/en/news/276817507.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/276817507.md)
---

# OCBC net profit edges down 2% to $7.42b in FY2025

**Total income rose to $14.6b as non-interest income provided a buffer.**

Oversea-Chinese Banking Corporation Limited (OCBC) reported a net profit of $7.42b for the full year of 2025, down 2% from $7.59b in 2024.

Profit before tax rose 2% to $9.12b, supported by total income despite a declining interest rate environment, OCBC said in a press release.

Total income reached $14.6b, driven by a 16% increase in non-interest income.

Net interest income was 9.15b in FY2025, 6% lower than the previous year. This was moderated by a 7% growth in average customer loans and an increase in high-quality assets.

Tax expense grew 27% on the back of higher contributions from jurisdictions with elevated tax rates and the implementation of the Base Erosion and Profit Shifting Pillar Two, which sets a 15% minimum global tax.

The board has proposed a final ordinary dividend of 42 cents and a special dividend of 16 cents per share for FY2025.

Total dividends for the year amounted to 99 cents per share, or 60% of net profit, including a 41-cent interim dividend declared for the first half.

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