---
title: "ACI Worldwide | 8-K: FY2025 Revenue Beats Estimate at USD 1.76 B"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/277044313.md"
datetime: "2026-02-26T12:55:51.000Z"
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---

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# ACI Worldwide | 8-K: FY2025 Revenue Beats Estimate at USD 1.76 B

Revenue: As of FY2025, the actual value is USD 1.76 B, beating the estimate of USD 1.744 B.

EPS: As of FY2025, the actual value is USD 2.16, missing the estimate of USD 2.3417.

EBIT: As of FY2025, the actual value is USD 372.89 M.

#### Board of Directors Changes

Effective February 23, 2026, Charles Peters and Janet Estep resigned from the Board of Directors of ACI Worldwide, Inc., and Kimberly deBeers was appointed as an independent director, joining the Audit Committee and the Nominating and Corporate Governance Committee of the Board .

#### Full Year 2025 Financial Performance

ACI Worldwide, Inc. reported a 10% revenue growth for the full year 2025, reaching $1,760 million, with total recurring revenue increasing by 11% from 2024 levels . The company generated $323 million in operating cash flow . Adjusted EBITDA for the full year 2025 was $506 million, representing a 9% increase from 2024, and the net adjusted EBITDA margin stood at 42%, up from 41% in 2024 . Net income for the year was $226.7 million, compared to $203.1 million in 2024 .

#### Segment Revenue and Adjusted EBITDA (Full Year 2025)

-   **Payment Software Segment**: Revenue increased by 9%, and segment adjusted EBITDA grew by 10% versus 2024 . Total revenue for this segment was $942.1 million, with recurring revenue at $392.0 million . Segment adjusted EBITDA reached $543.7 million .
-   **Biller Segment**: Revenue grew by 13%, and segment adjusted EBITDA increased by 7% versus 2024 . Total revenue for this segment was $817.7 million, all of which was recurring revenue . Segment adjusted EBITDA was $140.7 million .

#### Q4 2025 Financial Performance

Total revenue for Q4 2025 was $482 million, a 6% increase compared to Q4 2024, with total recurring revenue up 13% . Adjusted EBITDA for the quarter was $161 million, an increase of 2% versus Q4 2024 . Net income for Q4 2025 was $64.3 million, down from $98.6 million in Q4 2024 .

#### Segment Revenue and Adjusted EBITDA (Q4 2025)

-   **Payment Software Segment**: Revenue increased by 2%, segment recurring revenue was up 12%, and segment adjusted EBITDA grew by 3% versus Q4 2024 . Total revenue for this segment was $278.0 million, with recurring revenue at $100.4 million . Segment adjusted EBITDA reached $172.2 million .
-   **Biller Segment**: Revenue increased by 13%, and segment adjusted EBITDA grew by 18% versus Q4 2024 . Total revenue for this segment was $203.6 million, all of which was recurring revenue . Segment adjusted EBITDA was $37.9 million .

#### Capital Structure and Shareholder Returns

As of December 31, 2025, ACI Worldwide, Inc. held $196 million in cash and had a net debt leverage ratio of 1.2x . The company repurchased approximately 4.2 million shares during 2025 for $203 million, with $456 million remaining on the share repurchase authorization . The debt balance stood at $823 million .

#### Outlook / Guidance for 2026

ACI Worldwide, Inc. expects high single-digit revenue and adjusted EBITDA growth for 2026, consistent with its long-term framework . Full-year 2026 revenue is projected to be between $1,880 million and $1,910 million, with adjusted EBITDA forecasted to be between $530 million and $550 million . The company plans to allocate 50% to 60% of cash flow from operating activities towards share repurchases in 2026 .

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- [ACI Worldwide, Inc. (ACIW.US)](https://longbridge.com/en/quote/ACIW.US.md)

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