--- title: "BYD Takes On Tesla In Chinese Market With Daily Financing As Low As $4.20, A Price Elon Musk Would Love" description: "BYD has overtaken Tesla as the world's top electric vehicle seller in 2025, launching new financing deals in China to counter a 30% sales decline. The company offers 0% interest on three-year loans an" type: "news" locale: "en" url: "https://longbridge.com/en/news/277131770.md" published_at: "2026-02-27T00:18:19.000Z" --- # BYD Takes On Tesla In Chinese Market With Daily Financing As Low As $4.20, A Price Elon Musk Would Love > BYD has overtaken Tesla as the world's top electric vehicle seller in 2025, launching new financing deals in China to counter a 30% sales decline. The company offers 0% interest on three-year loans and ultra-low rates on seven-year loans, with daily payments as low as $4.20. Meanwhile, Tesla, facing its first annual sales decline in China, has also introduced low-interest financing for its Model 3 and Model Y, but at higher monthly payments. The competition between the two companies intensifies as they vie for market share in the Chinese EV market. **BYD** (OTC:BYDDY)(OTC:BYDDF) passed **Tesla Inc** (NASDAQ:TSLA) for the title of world's top electric vehicle seller in 2025. The battle between the two giants could be heating up once again in BYD's home country with new pricing offers in China. ## **BYD Launches New Deals in China** BYD has witnessed strong growth in Europe as it expands beyond its home country. With the explosive growth elsewhere, the company could be feeling the pressure from competition in China and is ready to win back market share. The electric vehicle company saw sales fall in January in the Chinese market, down 30% year-over-year. This marked a fifth straight month of year-over-year sales declines, according to a report from Electrek. To fight off the sales declines, BYD has launched a new 0% interest offer on three-year loans and has "ultra-low" interest rates on seven-year loans. The company has financing offers that put some of its vehicles at under $5 ($4.20) per day, or around $118 per month. The promotion was announced on Feb. 25 as an exclusive New Year’s offer and runs through March 31. ## **Tesla Fights for Demand in China**   Tesla posted its first-ever annual sales decline for the Chinese market in 2025. While sales declined, the company saw demand pick up towards the end of the year, with wholesale sales up in December. Wholesale units of 97,171 were up 3.6% year-over-year and the second-best month for Tesla ever. That figure covers the Chinese market and also vehicles that are exported to other countries. Tesla launched a seven-year ultra-low interest offer in China for the Model 3 and Model Y vehicles in January. Other companies have followed this model in the market, including BYD. In January, Tesla's low monthly payments were around $280 per month for a Model 3 and around $331 per month for a Model Y. These are both significantly higher than BYD's latest offer. While it's likely not affordable for Tesla to bring its costs down to the equivalent of $4.20 per day, Tesla fans will recognize the importance of the meme-worthy figure as one of the favorites of CEO **Elon Musk.** *Photo: Shutterstock* ### Related Stocks - [TSLT.US - T-Rex 2X Long Tesla Daily Target ETF](https://longbridge.com/en/quote/TSLT.US.md) - [TSLG.US - Leverage Shares 2X Long TSLA Daily ETF](https://longbridge.com/en/quote/TSLG.US.md) - [TSL.US - GraniteShares 1.25 Long TSLA Daily ETF](https://longbridge.com/en/quote/TSL.US.md) - [TSLL.US - Direxion Daily TSLA Bull 2X Shares](https://longbridge.com/en/quote/TSLL.US.md) - [515030.CN - Hua Xia CSI New Energy Vehicles ETF](https://longbridge.com/en/quote/515030.CN.md) - [BYDDY.US - BYD Company](https://longbridge.com/en/quote/BYDDY.US.md) - [TESL.US - Simplify Volt TSLA Revolution ETF](https://longbridge.com/en/quote/TESL.US.md) - [516380.CN - Hwabao WP CSI Intelligent Electric Vehicle ETF](https://longbridge.com/en/quote/516380.CN.md) - [CARZ.US - First Trust S-Network Future Vehicles & Tech ETF](https://longbridge.com/en/quote/CARZ.US.md) - [TSLR.US - GraniteShares 2x Long TSLA Daily ETF](https://longbridge.com/en/quote/TSLR.US.md) ## Related News & Research | Title | Description | URL | |-------|-------------|-----| | 特斯拉加州无人驾驶 “画饼”？监管记录显示：路测里程已连续六年为零 | 特斯拉在推进加州 Robotaxi 服务上毫无实质进展：路测里程已连续六年为零（仅 562 英里），远未达到获取运营许可的 5 万英里门槛。马斯克归咎审批流程，但专家指出现实恰恰相反：公司连最基础的测试要求都未完成，目前在湾区所谓的 “Ro | [Link](https://longbridge.com/en/news/277047898.md) | | 特斯拉的竞争对手小鹏汽车通过在广州设立工厂，扩大其在机器人领域的投资，推出 Optimus 挑战者 IRON | 小鹏汽车计划在中国广州建设一座新的类人机器人工厂，目标是在 2026 年底实现其 IRON 机器人的大规模生产。这座 118 万平方英尺的设施将专注于研发、试生产和制造。IRON 机器人旨在与特斯拉的 Optimus 竞争，预计将在多个领域 | [Link](https://longbridge.com/en/news/276990047.md) | | 汽车巨头变身 AI 大厂？63 亿美元砸向 AI，建数据中心和机器人工厂 | 现代汽车宣布投资 63 亿美元在韩国建设 AI 数据中心（5 万块 GPU）、机器人工厂及绿氢设施，以加速自动驾驶与机器人技术研发。项目预计创造 7.1 万个岗位，推动韩国综指收复早盘 2.4% 跌幅。 | [Link](https://longbridge.com/en/news/277152045.md) | | 领克 Z20 语音指令误关大灯致高速撞车，官方紧急 OTA 补漏 | | [Link](https://longbridge.com/en/news/277142052.md) | | 特斯拉在欧洲的销售持续下滑，而比亚迪在一月份的注册量中迅速领先 | 特斯拉在欧洲的销量持续下滑，1 月份注册量为 8,075 辆，同比下降 17%，这是连续第 13 个月出现下滑。特斯拉的市场份额降至 0.8%，而比亚迪则激增至 18,242 辆注册量，增长 165%，占据 1.9% 的市场份额。整体电动车 | [Link](https://longbridge.com/en/news/276918792.md) | --- > **Disclaimer**: This article is for reference only and does not constitute any investment advice.