---
title: "Trico Bancshares 10-K: $470.6M interest income; EPS $3.70"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/277516835.md"
description: "Trico Bancshares reported $470.6 million in total interest and dividend income for the year, with net interest income at $350.8 million and net income of $121.6 million. Diluted earnings per share rose 6.9% to $3.70. Key drivers of profitability included lower interest expenses and growth in fee businesses, contributing $68.3 million to noninterest income. Loan growth was supported by deposits and investment repayments, while nonperforming assets increased, leading to enhanced monitoring and provisioning actions."
datetime: "2026-03-02T20:55:01.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/277516835.md)
  - [en](https://longbridge.com/en/news/277516835.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/277516835.md)
---

# Trico Bancshares 10-K: $470.6M interest income; EPS $3.70

Trico Bancshares reported total interest and dividend income of $470.6 million for the year, with net interest income of $350.8 million supporting a net income of $121.6 million. Diluted earnings per share were $3.70, up 6.9% year over year, and total noninterest income contributed $68.3 million to overall results. Management cited lower interest expense and growth in fee businesses as key drivers of the improved profitability.

**Financial Highlights**

-   **Total interest and dividend income**: $470.6 million (Part II, Item 8)
-   **Net interest income**: $350.8 million (Part II, Item 8)
-   **Net income**: $121.6 million; increase of $6.7 million (5.8%) vs. prior year (Part II, Item 7/8)
-   **Diluted net income per share**: $3.70; up 6.9% vs. prior year
-   **Total noninterest income**: $68.3 million, including asset management and fee income (Part II, Item 8)

**Business Highlights**

-   **Revenue and balance sheet dynamics**: Loan growth was funded by deposit balances and investment security repayments, enabling repayment of higher-cost borrowings and contributing to improved net interest margin.
-   **Fee businesses**: Asset management and deposit-related fees increased, reflecting stronger client activity and contributing to noninterest income growth.
-   **Operations and staffing**: Targeted hiring and incentive compensation increased salary expense; management expects approximately 5% expense growth for 2026 while pursuing modest efficiency improvements.
-   **Risk management and asset quality**: The allowance for credit losses was maintained with enhanced CECL modeling; nonperforming assets rose, prompting heightened monitoring and provisioning actions.

Original SEC Filing: TRICO BANCSHARES / \[ TCBK \] - 10-K - Mar. 02, 2026

**Disclaimer**

This is an AI-powered summary. It may contain inaccuracies. Consider verifying important information with the source. Please note this summary is solely based on documents filed with the SEC.

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