---
title: "Popular | 10-K: FY2025 Revenue: USD 4.441 B"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/277527167.md"
datetime: "2026-03-02T22:22:42.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/277527167.md)
  - [en](https://longbridge.com/en/news/277527167.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/277527167.md)
---

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# Popular | 10-K: FY2025 Revenue: USD 4.441 B

Revenue: As of FY2025, the actual value is USD 4.441 B.

EPS: As of FY2025, the actual value is USD 12.3, beating the estimate of USD 11.7981.

EBIT: As of FY2025, the actual value is USD -1.274 B.

#### Overall Financial Position

-   Consolidated Assets: $75.3 billion as of December 31, 2025.
-   Total Deposits: $66.2 billion as of December 31, 2025.
-   Stockholders’ Equity: $6.2 billion as of December 31, 2025.
-   Unrealized Mark-to-Market Losses on Available-for-Sale Securities: Reduced to $0.9 billion as of December 31, 2025, down from $2.5 billion in 2022.
-   Trust Preferred Securities: $193 million outstanding as of December 31, 2025, qualifying for Tier 2 capital treatment.

#### Segment Performance

##### Puerto Rico Segment

-   Assets: Accounted for 77% of total assets as of December 31, 2025.
-   Deposits: Accounted for 79% of total deposits as of December 31, 2025.
-   Revenues: Accounted for 80% of total revenues for the year ended December 31, 2025.
-   BPPR Cash Dividends Declared: $575 million during the year ended December 31, 2025.
-   BPPR Dividend Approval Threshold: Federal Reserve Board approval was needed for dividends exceeding $191 million as of December 31, 2025.
-   Legal Lending Limit for BPPR: $723 million as of December 31, 2025, with BPPR in compliance.

##### Mainland United States Segment

-   Popular International Bank, Inc. (PIBI) Cash Dividends Received: $23 million during the year ended December 31, 2025.

##### Other Non-Banking Subsidiaries

-   Cash Dividends Received: $22 million during the year ended December 31, 2025.

#### Loan Portfolio Distribution (as of December 31, 2025)

-   Total Loan Portfolio: BPPR $27,659 million (100%), PB $11,668 million (100%), Popular Total $39,327 million (100%).
-   Commercial Multi-family: BPPR $303 million (1%), PB $2,152 million (18%), Popular Total $2,455 million (6%).
-   Commercial Real Estate (Non-owner occupied): BPPR $3,395 million (12%), PB $2,148 million (18%), Popular Total $5,543 million (14%).
-   Commercial Real Estate (Owner occupied): BPPR $1,197 million (4%), PB $1,957 million (17%), Popular Total $3,154 million (8%).
-   Commercial and Industrial: BPPR $5,970 million (22%), PB $2,637 million (23%), Popular Total $8,607 million (22%).
-   Construction: BPPR $358 million (1%), PB $1,317 million (11%), Popular Total $1,675 million (4%).
-   Mortgage: BPPR $7,348 million (27%), PB $1,301 million (11%), Popular Total $8,649 million (22%).
-   Leasing: BPPR $2,001 million (7%), PB $0, Popular Total $2,001 million (5%).
-   Consumer (Credit cards): BPPR $1,257 million (4%), PB $0, Popular Total $1,257 million (3%).
-   Consumer (Home equity lines of credit): BPPR $2 million (0%), PB $77 million (1%), Popular Total $79 million (0%).
-   Consumer (Personal): BPPR $1,836 million (7%), PB $70 million (1%), Popular Total $1,906 million (5%).
-   Consumer (Auto): BPPR $3,820 million (14%), PB $0, Popular Total $3,820 million (10%).
-   Consumer (Other): BPPR $172 million (1%), PB $9 million (0%), Popular Total $181 million (1%).

#### Other Operational Metrics

-   Deposits in Excess of FDIC-insured Limit: $14 billion as of December 31, 2025.
-   Exposure to Puerto Rico Government: $391 million in direct lending to municipalities and $209 million in insured loans/securities by governmental entities with non-governmental repayment sources as of December 31, 2025.
-   FDIC Assessment Base (BPPR and PB): $69 billion as of December 31, 2025.
-   Employee Turnover Rate: 8.5% as of the end of 2025.
-   Internal Mobility Rate: 47% in 2025.
-   Employee Engagement Survey Participation Rate: 77%.
-   Employee Loyalty Score: 81%.

#### Outlook / Guidance

Popular, Inc. aims to achieve a sustainable Return on Tangible Common Equity (ROTCE) of 14% over the long term, having achieved 13% for the full year 2025. The company continues to invest in technology, talent, and digital capabilities, including rolling out a commercial cash management solution and a new consumer credit origination platform in Puerto Rico and the Virgin Islands. Additionally, they are optimizing mortgage servicing operations and transforming their ERP platform.

### Related Stocks

- [Popular, Inc. (BPOP.US)](https://longbridge.com/en/quote/BPOP.US.md)

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