I'm LongbridgeAI, I can summarize articles.Revenue: As of FY2025, the actual value is USD 170.98 M.
EPS: As of FY2025, the actual value is USD 0.15.
EBIT: As of FY2025, the actual value is USD 11.53 M.
Altisource Portfolio Solutions S.A. reported its financial results for the fourth quarter and full year 2025, driven by disciplined execution, reduced interest expense, and strong sales wins .
Full Year 2025 Financial Highlights
- Service Revenue: $161.3 million, marking a 7% increase from $150.354 million in 2024 .
- Revenue: $170.975 million, a 7% increase from $160.134 million in 2024 .
- Gross Profit: $48.910 million, a -1% decrease from $49.529 million in 2024 .
- Income from Operations: $0.417 million, an -87% decrease from $3.224 million in 2024 .
- Loss before Income Taxes and Non-controlling Interests: - $14.146 million, an improvement of 57% compared to - $32.867 million in 2024, including $3.6 million of Debt Exchange Transaction expenses and $7.5 million of loss from litigation settlement and related defense costs .
- Net Income Attributable to Altisource: $1.615 million, a 105% improvement compared to - $35.636 million in 2024, including a $17.7 million income tax benefit .
- Adjusted EBITDA: $18.311 million, a 5% increase from $17.387 million in 2024 .
- Adjusted Operating Income: $17.088 million, a 15% increase from $14.821 million in 2024 .
- Adjusted EBITDA Margin (as a percentage of service revenue): 11% for 2025, down from 12% in 2024 .
- Cash and Cash Equivalents: Ended the year with $26.603 million .
- Net Cash Used in Operating Activities: - $5.065 million, a -1% change from - $5.025 million in 2024 .
- Net Cash Used in Operating Activities Less Additions to Premises and Equipment: - $5.134 million, a -1% change from - $5.028 million in 2024 .
- Net Debt: $144.963 million as of December 31, 2025, compared to $202.989 million as of December 31, 2024 .
Fourth Quarter 2025 Financial Highlights
- Service Revenue: $39.909 million, a 4% increase from $38.450 million in Q4 2024 .
- Revenue: $42.340 million, a 3% increase from $41.013 million in Q4 2024 .
- Gross Profit: $11.211 million, a -10% decrease from $12.438 million in Q4 2024 .
- Loss from Operations: - $6.580 million, compared to income of $0.584 million in Q4 2024 .
- Loss before Income Taxes and Non-controlling Interests: - $8.139 million, a 3% improvement compared to - $8.373 million in Q4 2024, including $7.5 million of loss from litigation settlement and related defense costs .
- Net Loss Attributable to Altisource: - $7.227 million, an 18% improvement compared to - $8.769 million in Q4 2024 .
- Adjusted EBITDA: $4.046 million, a -15% decrease from $4.747 million in Q4 2024 .
- Adjusted Operating Income: $3.791 million, a -10% decrease from $4.234 million in Q4 2024 .
- Net Cash Used in Operating Activities: - $0.505 million, a 64% improvement from - $1.401 million in Q4 2024 .
Operational Metrics
- Business Segments Adjusted EBITDA: $47.582 million for full year 2025, a 7% increase compared to $44.607 million in 2024 .
- Sales Wins: Estimated to generate $20.6 million in potential annualized service revenue for the Servicer and Real Estate segment and $20.9 million for the Origination segment on a stabilized basis . Fourth quarter sales wins are estimated to generate $13.2 million in stabilized annual revenue .
- Total Hubzu Inventory: Increased by 137% from 5.7 (September 30, 2025) to 13.5 (February 15, 2026) . Foreclosure Auction Inventory increased by 154%, and REO Inventory (excluding Rithm) increased by 230% during this period .
- Weighted Average Sales Pipeline: Between $30.4 million and $38.0 million of potential estimated annual revenue on a stabilized basis .
- Industrywide Foreclosure Initiations: Increased by 25% in 2025 compared to 2024 .
- Industrywide Foreclosure Sales: Increased by 17% in 2025 compared to 2024 .
- Industrywide Mortgage Origination Unit Volume: Increased by 19% in 2025 compared to 2024, driven by a 92% increase in refinance origination despite a 2% decline in purchase origination .
Outlook / Guidance
For 2026, Altisource Portfolio Solutions S.A. forecasts Service revenue of $165 million to $185 million, representing 8.5% growth over 2025 at the midpoint . The company also expects Adjusted EBITDA of $15 million to $20 million and positive operating cash flow . This outlook is based on current business and market assumptions .