---
title: "Survey: Hong Kong Women's Financial Confidence Rises, Yet Nearly Half Are Concerned About Retirement Preparedness"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/278018235.md"
description: "The survey shows that women in Hong Kong are optimistic about their overall sentiment for the next six months, with 62% expressing optimism. They have seen improvements in both their lives and finances, but feel concerned about retirement preparation, with only 32% believing their retirement planning is good. 97% of women value retirement-related goals, but only nearly 40% are confident in achieving them. 45% of respondents wish to increase savings and investments, indicating a rising demand for financial advice, and the proportion of those using AI tools for financial consulting has also increased"
datetime: "2026-03-06T01:56:45.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/278018235.md)
  - [en](https://longbridge.com/en/news/278018235.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/278018235.md)
---

# Survey: Hong Kong Women's Financial Confidence Rises, Yet Nearly Half Are Concerned About Retirement Preparedness

Fidelity International's latest "Global Sentiment Survey" shows that women in Hong Kong are predominantly optimistic about the overall sentiment for the next six months, with 62% expressing optimism and 22% expressing pessimism. This reflects women's resilience in maintaining a certain psychological strength despite fluctuations in the economic environment. Women have seen improvements in various aspects of life and finances compared to the previous year, with the proportion of those who feel they have a good work-life balance rising from 43% to 50%, those who feel good about their daily financial situation rising from 36% to 44%, and those who feel good about their savings situation rising from 35% to 41%. However, retirement planning remains a significant challenge for financial health, with only about 32% of women believing their retirement planning is good, while nearly half describe their retirement preparation as average.

In terms of long-term financial goals, the survey shows that Hong Kong women place importance on retirement-related objectives, with 97% considering "preparing for retirement and later life," 96% considering "maintaining financial comfort after retirement," and 97% considering "maintaining the current standard of living" as long-term financial goals. However, only nearly 40% of respondents are confident in achieving these goals, reflecting a significant gap.

When asked about their most pressing financial needs, 45% indicated that their primary goal is to increase savings and investments, a higher proportion than budget management (22%) and debt management (13%). The survey also shows that women in Hong Kong actively seek financial advice, most commonly through banks, financial advisors, friends or family, and social media. Additionally, the proportion of women in Hong Kong using AI tools for financial consultation increased from 10% to 12% compared to the previous year. Among those who have received advice, nearly 60% of women in Hong Kong reported taking practical action based on the advice, reflecting that as long as the information is clear and meets their needs, women in Hong Kong have a high level of motivation to improve their financial situation

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