---
title: "Usio Reports Q4 Revenue $22.2M, Record $8.4B Processing Volume; FY2025 Revenue $85.4M"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/279662424.md"
description: "Usio reported Q4 2025 revenue of $22.2 million, an 8% increase year-over-year, and full-year revenue of $85.4 million, up 3% from 2024. The company recorded a net loss of $2.5 million for 2025, despite achieving a record processing volume of $8.4 billion. Management anticipates 10-12% revenue growth in 2026, assuming stable economic conditions. Key highlights include a gross profit of $4.9 million in Q4 and a full-year Adjusted EBITDA of $1.3 million. The ACH and credit card segments showed strong growth, while operational investments increased SG&A by 10%."
datetime: "2026-03-18T20:03:02.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/279662424.md)
  - [en](https://longbridge.com/en/news/279662424.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/279662424.md)
generator: "portal-rs"
---

# Usio Reports Q4 Revenue $22.2M, Record $8.4B Processing Volume; FY2025 Revenue $85.4M

Usio reported fourth-quarter 2025 revenue of $22.2 million, up 8% year-over-year, and full-year 2025 revenue of $85.4 million, a 3% increase from 2024. The company generated a full-year Adjusted EBITDA of $1.3 million but recorded a net loss of $2.5 million for 2025 (loss per share $(0.09)). Management highlighted record processing volume of $8.4 billion for 2025 and expects 10–12% revenue growth and continued positive Adjusted EBITDA in 2026, assuming stable economic conditions.

**Financial Highlights**

-   Q4 2025 revenue: $22.2 million, up 8% versus Q4 2024 ($20.6 million).
-   Full-year 2025 revenue: $85.4 million, up 3% versus 2024 ($82.9 million).
-   Gross profit Q4 2025: $4.9 million; gross margin Q4 2025: 21.9% (vs. 24.6% in Q4 2024).
-   Full-year gross profit 2025: $19.7 million; full-year gross margin 2025: 23.1% (vs. 23.7% in 2024).
-   Adjusted EBITDA: Q4 2025 negative $0.2 million; full-year 2025 Adjusted EBITDA $1.3 million (2024: $2.9 million).
-   Net loss: Q4 2025 net loss $1.5 million (loss per share $(0.05)); full-year 2025 net loss $2.5 million (loss per share $(0.09)).

**Business Highlights**

-   Record processing volume of $8.4 billion for 2025, a 19% increase over 2024, and transactions processed up 30% year-over-year.
-   ACH and complementary services drove strong growth: ACH revenue up 33% year-over-year for both Q4 and full-year 2025, with record ACH volume and transactions.
-   Credit card business posted record volume and transactions; credit card revenue up 7% in Q4 and 3% for the year (non-legacy credit card book up 13% in Q4 and 7% for the year).
-   Output Solutions rebounded with Q4 revenue growth of 6%, delivering flat full-year results and early 2026 momentum noted by management.
-   Card issuing declined year-over-year primarily due to one major client losing a large customer; company emphasized cross-selling ACH into existing credit card and prepaid accounts.
-   Operational investments: increased technology and support staffing contributing to a 10% rise in SG&A for the year and continued capitalized software development.

Original SEC Filing: Usio, Inc. \[ USIO \] - 8-K - Mar. 18, 2026

**Disclaimer**

This is an AI-powered summary. It may contain inaccuracies. Consider verifying important information with the source. Please note this summary is solely based on documents filed with the SEC.

### Related Stocks

- [USIO.US](https://longbridge.com/en/quote/USIO.US.md)

## Related News & Research

- [Can Southern Copper (SCCO) Justify Its Valuation After Cash Flow Jump And Dividend Update?](https://longbridge.com/en/news/298320572.md)
- [OpenAI, Anthropic bankers seek investment-grade credit ratings post-IPO, FT says](https://longbridge.com/en/news/298259727.md)
- [Is TTM Technologies (TTMI) Fully Valued Following Its AI Driven Earnings Beat?](https://longbridge.com/en/news/298240590.md)
- [HighTower Advisors LLC Cuts Position in Corning Incorporated $GLW](https://longbridge.com/en/news/298285659.md)
- [Anchor Capital Advisors LLC Purchases Shares of 13,975 Rocket Lab Corporation $RKLB](https://longbridge.com/en/news/298276973.md)

---
> **Disclaimer: This article is for reference only and does not constitute any investment advice.**