--- title: "According to \"Blue Chip,\" CCB's annual net profit is RMB 338.9 billion, an increase of 1%, with a final dividend of RMB 0.2029 per share" type: "News" locale: "en" url: "https://longbridge.com/en/news/280764734.md" description: "China Construction Bank announced its full-year results for the year ending December last year, with operating income of RMB 740.871 billion, an increase of 1.7% year-on-year. Net profit was RMB 338.906 billion, an increase of 1% year-on-year; earnings per share were RMB 1.3. It proposed a final cash dividend of RMB 2.029 for every 10 shares, with an annual dividend of RMB 0.3887 per share. Net interest income was RMB 572.774 billion, a decrease of 2.9% year-on-year; non-interest net income was RMB 168.097 billion, an increase of 21.21% year-on-year. The balance of non-performing loans was RMB 363.982 billion, an increase of 5.6% compared to the previous year" datetime: "2026-03-27T09:33:56.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/280764734.md) - [en](https://longbridge.com/en/news/280764734.md) - [zh-HK](https://longbridge.com/zh-HK/news/280764734.md) --- > Supported Languages: [简体中文](https://longbridge.com/zh-CN/news/280764734.md) | [繁體中文](https://longbridge.com/zh-HK/news/280764734.md) # According to "Blue Chip," CCB's annual net profit is RMB 338.9 billion, an increase of 1%, with a final dividend of RMB 0.2029 per share China Construction Bank (00939.HK) announced its annual results for the year ending last December, with operating income of RMB 740.871 billion, an increase of 1.7% year-on-year. Net profit was RMB 338.906 billion, up 1% year-on-year; earnings per share were RMB 1.3. The company proposed a final cash dividend of RMB 2.029 per 10 shares, equivalent to RMB 0.2029 per share, with a total annual dividend of RMB 0.3887 per share, compared to RMB 0.403 per share last year. Last year's net interest income was RMB 572.774 billion, a decrease of 2.9% year-on-year; non-interest net income was RMB 168.097 billion, an increase of 21.21% year-on-year. Among them, net fee and commission income was RMB 110.307 billion, with a year-on-year growth of 5.13%. The net interest margin was 1.34%, narrowing by 0.17 percentage points year-on-year. The cost-to-income ratio was 29.44%, down 0.14 percentage points year-on-year. The average return on assets was 0.79%, and the weighted average return on equity was 10.04%. During the period, the capital adequacy ratio was 19.69%, unchanged year-on-year; the Tier 1 capital adequacy ratio was 15.47%, an increase of 0.26 percentage points year-on-year. As of the end of last year, the balance of non-performing loans was RMB 363.982 billion, an increase of 5.6% compared to the previous year; the non-performing loan ratio was 1.31%, a decrease of 0.03 percentage points year-on-year; the proportion of special mention loans was 1.77%, a decrease of 0.12 percentage points year-on-year ### Related Stocks - [China Construction Bank Corporation (CICHY.US)](https://longbridge.com/en/quote/CICHY.US.md) - [Huaan CSI Banks ETF (516210.CN)](https://longbridge.com/en/quote/516210.CN.md) - [CCB (601939.CN)](https://longbridge.com/en/quote/601939.CN.md) - [Fullgoal CSI 800 Banks ETF (159887.CN)](https://longbridge.com/en/quote/159887.CN.md) - [CCB (00939.HK)](https://longbridge.com/en/quote/00939.HK.md) - [Hwabao WP CSI Banks ETF (512800.CN)](https://longbridge.com/en/quote/512800.CN.md) - [WP CSI Banks ETF (512820.CN)](https://longbridge.com/en/quote/512820.CN.md) - [ChinaAMC CSI Banks ETF (515020.CN)](https://longbridge.com/en/quote/515020.CN.md) ## Related News & Research - [A Look At China Construction Bank’s Valuation As 2025 Earnings And Dividend Payout Plan Are Announced](https://longbridge.com/en/news/280873380.md) - [ING Groep Prices $3 Billion in Callable U.S. Senior Notes Due 2032 and 2037](https://longbridge.com/en/news/280189994.md) - [HSBC Issues Senior Notes Due 2036](https://longbridge.com/en/news/280817767.md) - [Assessing Bank Of China (SEHK:3988) Valuation After Recent Share Price Momentum](https://longbridge.com/en/news/280011619.md) - [HSBC Wins Hong Kong Waiver to Issue Extra Contingent Convertible Securities](https://longbridge.com/en/news/280447308.md)