---
title: "ICBC Vice President: Loan Yields Expected to Continue Downward Trend This Year, but Decline Will Narrow Significantly"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/280771224.md"
description: "Industrial and Commercial Bank of China (ICBC) Vice President Yao Mingde stated at the bank's 2025 annual results press conference that loan yields are expected to continue their downward trend in 2026, but the rate of decline will narrow significantly"
datetime: "2026-03-27T10:24:10.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/280771224.md)
  - [en](https://longbridge.com/en/news/280771224.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/280771224.md)
---

> Supported Languages: [简体中文](https://longbridge.com/zh-CN/news/280771224.md) | [繁體中文](https://longbridge.com/zh-HK/news/280771224.md)


# ICBC Vice President: Loan Yields Expected to Continue Downward Trend This Year, but Decline Will Narrow Significantly

Industrial and Commercial Bank of China (ICBC) Vice President Yao Mingde stated at the bank's 2025 annual results press conference that loan yields are expected to continue their downward trend in 2026, but the rate of decline will narrow significantly.

### Related Stocks

- [ICBC (01398.HK)](https://longbridge.com/en/quote/01398.HK.md)
- [ChinaAMC CSI Banks ETF (515020.CN)](https://longbridge.com/en/quote/515020.CN.md)
- [Hwabao WP CSI Banks ETF (512800.CN)](https://longbridge.com/en/quote/512800.CN.md)
- [WP CSI Banks ETF (512820.CN)](https://longbridge.com/en/quote/512820.CN.md)
- [ICBC (601398.CN)](https://longbridge.com/en/quote/601398.CN.md)
- [Huaan CSI Banks ETF (516210.CN)](https://longbridge.com/en/quote/516210.CN.md)
- [Fullgoal CSI 800 Banks ETF (159887.CN)](https://longbridge.com/en/quote/159887.CN.md)

## Related News & Research

- [Industrial and Commercial Bank of China Files for Singapore Listing of 500 Million Yuan of Bonds](https://longbridge.com/en/news/279531097.md)
- [Bank of Communications says as at FY end, NPL ratio 1.28%](https://longbridge.com/en/news/280754200.md)
- [Yields Will Get Shock If Term Premium Comes Seriously Into Play](https://longbridge.com/en/news/280495535.md)
- [Nitco Shareholders Clear Talwar Reappointment and Loan Flexibility Resolutions](https://longbridge.com/en/news/280206855.md)
- [Rottneros Revises Loan Terms to Bolster Financial Flexibility](https://longbridge.com/en/news/280645486.md)