--- title: "Manhattan Bridge Capital | 10-K: FY2025 Revenue: USD 8.666 M" type: "News" locale: "en" url: "https://longbridge.com/en/news/280846654.md" datetime: "2026-03-27T21:02:57.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/280846654.md) - [en](https://longbridge.com/en/news/280846654.md) - [zh-HK](https://longbridge.com/zh-HK/news/280846654.md) --- # Manhattan Bridge Capital | 10-K: FY2025 Revenue: USD 8.666 M Revenue: As of FY2025, the actual value is USD 8.666 M. EPS: As of FY2025, the actual value is USD 0.45. EBIT: As of FY2025, the actual value is USD 6.85 M. #### Segment Revenue - **Total Revenue:** Manhattan Bridge Capital, Inc. reported total revenue of $8,666,307 in 2025, which is a 10.6% decrease from $9,688,641 in 2024 . - **Interest Income from Loans:** Interest income from loans was $7,175,043 in 2025, down from $8,046,560 in 2024 . - **Origination Fees:** Origination fees totaled $1,491,264 in 2025, compared to $1,642,081 in 2024 . #### Operational Metrics - **Net Income:** Net income for Manhattan Bridge Capital, Inc. was $5,110,977 in 2025, marking an 8.6% decrease from $5,590,936 in 2024 . - **Income from Operations:** Income from operations stood at $5,094,187 in 2025, compared to $5,573,586 in 2024 . - **Total Operating Costs and Expenses:** Total operating costs and expenses decreased to $3,572,120 in 2025 from $4,115,055 in 2024 . - **Interest and Amortization of Deferred Financing Costs:** This component was $1,755,353 in 2025, a 24.9% decrease from $2,337,032 in 2024 . - **General and Administrative Expenses:** These expenses increased by 2.1% to $1,813,510 in 2025 from $1,776,176 in 2024 . - **Loans Originated:** Loans originated amounted to $35,336,316 in 2025, down from $41,965,844 in 2024 . - **Loans Partially or Fully Repaid:** Loans partially or fully repaid were $40,636,706 in 2025, compared to $49,089,982 in 2024 . - **Number of Loans Outstanding:** The number of loans outstanding decreased to 88 in 2025 from 95 in 2024 . - **Principal Amount of Loans Earning Interest:** This figure was $60,673,875 in 2025, down from $65,974,265 in 2024 . - **Average Outstanding Loan Balance:** The average outstanding loan balance was $689,000 in 2025, a slight decrease from $694,000 in 2024 . - **Weighted Average Contractual Interest Rate:** The weighted average contractual interest rate was 11.12% in 2025, compared to 11.36% in 2024 . - **Weighted Average Term to Maturity (in months):** This metric was 5.52 months in 2025, down from 6.35 months in 2024 . - **Unfunded Commitment (Construction Loans):** Unfunded commitment was approximately $4.4 million in 2025, a decrease from approximately $7.2 million in 2024 . - **Loan Portfolio Concentration:** As of December 31, 2025, 10.3% ($6,245,000) of the loan portfolio was concentrated in loans to three separate entities, compared to 11.0% ($7,225,000) across four entities in 2024 . - **Stock Repurchase Program:** The company repurchased 6,200 shares for approximately $29,000 in 2025 and an additional 3,100 shares for approximately $14,000 between January 1, 2026, and March 24, 2026 . #### Cash Flow - **Cash:** Cash increased to $204,889 in 2025 from $178,012 in 2024 . - **Net Cash Provided by Operating Activities:** Net cash provided by operating activities was $4,929,066 in 2025, a slight decrease from $4,931,859 in 2024 . - **Net Cash Provided by Investing Activities:** Net cash provided by investing activities was $5,313,094 in 2025, down from $7,547,747 in 2024 . - **Net Cash Used in Financing Activities:** Net cash used in financing activities was -$10,215,683 in 2025, compared to -$13,969,839 in 2024 . #### Outlook / Guidance Manhattan Bridge Capital, Inc. (曼哈顿大桥投资股份) expects its current cash balances, available credit lines, and operating cash flows to sufficiently fund operations for at least the next 12 months . The company anticipates no difficulties in extending existing credit facilities or securing comparable financing . However, working capital requirements are projected to increase over the next year due to continued pursuit of growth opportunities under favorable market conditions . ### Related Stocks - [LOAN.US](https://longbridge.com/en/quote/LOAN.US.md) ## Related News & Research - [Manhattan Bridge Capital, Inc. Reports First Quarter Results for 2026 | LOAN Stock News](https://longbridge.com/en/news/282986935.md) - [Manhattan Bridge Capital, Inc Announces Quarterly Dividend of $0.11 (NASDAQ:LOAN)](https://longbridge.com/en/news/282754319.md) - [Manhattan Bridge Capital, Inc. Reports 2025 Results | LOAN Stock News](https://longbridge.com/en/news/280847109.md) - [BIOQUAL Presents Unaudited Financial Results for Third Quarter of Fiscal Year 2026 | BIOQ Stock News](https://longbridge.com/en/news/283548102.md) - [Majestic Gold TSXV MJS Margin Decline Reinforces Bearish Narratives Despite FY 2025 Profitability](https://longbridge.com/en/news/283237499.md)