---
title: "\"Performance\" Harbin Bank's annual net profit rises 24.6% to 1.146 billion RMB"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/280950672.md"
description: "Harbin Bank announced its full-year results as of the end of December last year, with a revenue of RMB 14.546 billion, an increase of 2.1% year-on-year. The net profit was RMB 1.146 billion, an increase of 24.6% year-on-year; earnings per share were RMB 0.05, with no dividend declared. The core Tier 1 capital adequacy ratio was 8.48%, with a non-performing loan balance of RMB 11.4925 billion and a non-performing loan ratio of 2.80%"
datetime: "2026-03-30T03:32:15.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/280950672.md)
  - [en](https://longbridge.com/en/news/280950672.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/280950672.md)
generator: "portal-rs"
---

# "Performance" Harbin Bank's annual net profit rises 24.6% to 1.146 billion RMB

HARBIN BANK (06138.HK) announced its full-year results for the year ending last December, with revenue of RMB 14.546 billion, an increase of 2.1% year-on-year. Net profit was RMB 1.146 billion, up 24.6% year-on-year; earnings per share were RMB 0.05. No dividend was declared.

As of December 31, 2025, the core Tier 1 capital adequacy ratio, Tier 1 capital adequacy ratio, and total capital adequacy ratio were 8.48%, 12.28%, and 13.52%, respectively, all meeting regulatory requirements.

The group's non-performing loan balance was RMB 11.4925 billion, with a non-performing loan ratio of 2.80%, a decrease of 0.04 percentage points from the end of the previous year; the provision coverage ratio was 198.26%, down 4.33 percentage points from the end of the previous year; the loan impairment loss provision ratio was 5.55%, down 0.20 percentage points from the end of the previous year

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---
> **Disclaimer: This article is for reference only and does not constitute any investment advice.**