--- title: "New breakthrough in technology loan balance, focusing on bank sector layout window" type: "News" locale: "en" url: "https://longbridge.com/en/news/281825003.md" description: "By the end of 2025, the balance of technology financial loans at INDUSTRIAL BANK and SPD Bank has exceeded 1 trillion yuan, with CITIC BANK and China Merchants Bank also reaching this new level. The total balance of technology loans at the six major state-owned banks exceeds 23.3 trillion yuan, with a year-on-year growth rate maintained at over 15%. Analysts point out that technology finance is a key focus for banks, and it is expected that the performance of listed banks will grow steadily in 2026, with asset quality remaining robust. The CSI Banks Index fell by 0.69%, with some bank stocks showing mixed performance" datetime: "2026-04-07T03:38:10.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/281825003.md) - [en](https://longbridge.com/en/news/281825003.md) - [zh-HK](https://longbridge.com/zh-HK/news/281825003.md) --- # New breakthrough in technology loan balance, focusing on bank sector layout window Recently, the annual financial reports of listed banks for 2025 have been disclosed. By the end of 2025, the balance of technology financial loans at INDUSTRIAL BANK and SPD Bank has surpassed 1 trillion yuan, while the balance of technology loans at CITIC BANK and China Merchants Bank has also reached a new milestone of 1 trillion yuan. The six major state-owned banks continue to consolidate their position as the main force in technology finance, with the total balance of technology loans at the six state-owned banks exceeding 23.3 trillion yuan, with year-on-year growth rates generally maintaining above 15%. Analysts believe that "technology finance" is the top priority among the "five major articles," and banks are actively adjusting their layouts by optimizing organizational mechanisms, upgrading service systems, and promoting internal and external collaboration to fully facilitate the virtuous cycle of technology, industry, and finance. Banks provide financial support to technology enterprises through technology loans, earning interest income and achieving win-win cooperation. Guotai Junan Securities believes that the performance expectations for listed banks in 2026 will be stable, with revenue and net profit attributable to shareholders expected to achieve positive year-on-year growth. Asset quality remains robust, with non-performing loans trending downwards. In addition, the external capital replenishment channels for banks are also expected to be reopened, creating medium- to long-term development space. Therefore, there may be opportunities for low-cost entry or layout. As of 11:30, the CSI Bank Index (399986) fell by 0.69%. Among the constituent stocks, gains and losses were mixed, with Qilu Bank leading the rise at 0.87%, CITIC BANK up 0.24%, and Bank of China up 0.17%; Chongqing Bank led the decline at 3.62%, Qingdao Bank down 2.85%, and Agricultural Bank down 1.90%. The bank ETF ChinaAMC (515020) fell by 0.59%, with the latest quote at 1.68 yuan. The bank ETF ChinaAMC (515020) is the ETF with the lowest comprehensive fee rate tracking the CSI Bank Index (399986), with its Class A fund 008298; Class C fund 008299; and Class D fund 024642. Daily Economic News ### Related Stocks - [601998.CN](https://longbridge.com/en/quote/601998.CN.md) - [515020.CN](https://longbridge.com/en/quote/515020.CN.md) - [516210.CN](https://longbridge.com/en/quote/516210.CN.md) - [512800.CN](https://longbridge.com/en/quote/512800.CN.md) - [600000.CN](https://longbridge.com/en/quote/600000.CN.md) - [600036.CN](https://longbridge.com/en/quote/600036.CN.md) - [516310.CN](https://longbridge.com/en/quote/516310.CN.md) - [601166.CN](https://longbridge.com/en/quote/601166.CN.md) - [399986.CN](https://longbridge.com/en/quote/399986.CN.md) - [159887.CN](https://longbridge.com/en/quote/159887.CN.md) - [00998.HK](https://longbridge.com/en/quote/00998.HK.md) - [517900.CN](https://longbridge.com/en/quote/517900.CN.md) - [03968.HK](https://longbridge.com/en/quote/03968.HK.md) - [512820.CN](https://longbridge.com/en/quote/512820.CN.md) - [512700.CN](https://longbridge.com/en/quote/512700.CN.md) ## Related News & Research - [HSBC tells workers not to resist AI changes](https://longbridge.com/en/news/287094017.md) - [Agricultural Bank of China Raises RMB35 Billion with 2026 Tier 2 Capital Notes](https://longbridge.com/en/news/286107140.md) - [China CITIC Bank Publishes First-Quarter 2026 Results and Governance Update](https://longbridge.com/en/news/284551670.md) - [Genertec Universal Medical Unit to Issue RMB500 Million Onshore Notes to Refinance Debt](https://longbridge.com/en/news/283805114.md) - [Qeeka Home Deploys RMB40 Million Idle Funds Into Low-Risk SPDB Wealth Product](https://longbridge.com/en/news/283090739.md)