--- title: "13:33 ETTop 10 Observations from 2025 Home Equity Finance Study" type: "News" locale: "en" url: "https://longbridge.com/en/news/281915837.md" description: "HELN News has released its 2025 Home Equity Finance Study, a comprehensive 56-page report covering the home-equity finance industry, including originations, securitizations, and credit risk. Key observations include Chase's return to home-equity lending, Rocket's acquisition of Mr. Cooper, and a surge in home-equity securitizations. The report also notes a decline in HELOC rates and highlights the dominance of Bank of America, Rocket, and Figure in lending. The study is available for free download." datetime: "2026-04-07T17:35:43.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/281915837.md) - [en](https://longbridge.com/en/news/281915837.md) - [zh-HK](https://longbridge.com/zh-HK/news/281915837.md) --- # 13:33 ETTop 10 Observations from 2025 Home Equity Finance Study _56-page study covers all aspects of home-equity finance industry including originations, securitizations and credit risk_ , /PRNewswire/ -- _HELN News_, the leading source for breaking news and statistics exclusively about home-equity finance, has published its _2025 Home Equity Finance Study_, a 56-page report on all aspects of the industry including originations, capital markets and credit risk, alongside executive moves, interest rates and loan performance. Each entry in the report is linked to a full story with more details. In addition to statistics compiled from multiple sources, the report highlights key developments across major industry players. Following are the top 10 observations for 2025: 1. Chase returned to home-equity lending 2. Rocket acquired Mr. Cooper, creating a closed-end second powerhouse 3. Figure completed its IPO 4. Discover closed down its home-equity lending unit 5. As capital poured into the HEI market, executive recruitment soared 6. States are stepping in to fill the CFPB void on HEI regulation 7. Total HELOC limits and outstanding home-equity assets each topped $1 trillion 8. Bank of America, Rocket and Figure continued to dominate lending 9. Home-equity securitizations surged 10. HELOC rates declined 80 BPS Download the study for free: https://www.hel.news/second-mortgage-study/home-equity-finance-study-2025/ Read executive summary: https://www.hel.news/articles/mbs/study-executive-summary-040626/ **About HELN News** _HELN News_ is the leading source for news, insights and statistics about the home-equity finance industry. From home-equity lending products to equity-sharing products, _HELN_ provides timely, relevant coverage for lenders, servicers, investors and other industry stakeholders. Founded in 2022 by veteran news publisher Sam Garcia, _HELN_ delivers trusted, in-depth reporting to help stakeholders stay informed and ahead of market trends. Learn more at www.HEL.News. **Media Contact** \[email protected\] | 949.773.9237 SOURCE Home Equity Lending News ### Related Stocks - [FNCL.US](https://longbridge.com/en/quote/FNCL.US.md) - [MORT.US](https://longbridge.com/en/quote/MORT.US.md) - [RKT.US](https://longbridge.com/en/quote/RKT.US.md) - [XLF.US](https://longbridge.com/en/quote/XLF.US.md) - [REM.US](https://longbridge.com/en/quote/REM.US.md) - [MBB.US](https://longbridge.com/en/quote/MBB.US.md) - [SPMB.US](https://longbridge.com/en/quote/SPMB.US.md) - [IYR.US](https://longbridge.com/en/quote/IYR.US.md) - [IAI.US](https://longbridge.com/en/quote/IAI.US.md) - [XLRE.US](https://longbridge.com/en/quote/XLRE.US.md) - [BAC.US](https://longbridge.com/en/quote/BAC.US.md) - [VNQ.US](https://longbridge.com/en/quote/VNQ.US.md) - [FIGR.US](https://longbridge.com/en/quote/FIGR.US.md) - [PMBS.US](https://longbridge.com/en/quote/PMBS.US.md) - [JPM.US](https://longbridge.com/en/quote/JPM.US.md) - [VMBS.US](https://longbridge.com/en/quote/VMBS.US.md) - [JMBS.US](https://longbridge.com/en/quote/JMBS.US.md) - [COOP.US](https://longbridge.com/en/quote/COOP.US.md) - [JHMB.US](https://longbridge.com/en/quote/JHMB.US.md) - [JMTG.US](https://longbridge.com/en/quote/JMTG.US.md) - [DMBS.US](https://longbridge.com/en/quote/DMBS.US.md) - [SMBS.US](https://longbridge.com/en/quote/SMBS.US.md) - [VFH.US](https://longbridge.com/en/quote/VFH.US.md) ## Related News & Research - [KBRA Assigns Preliminary Ratings to RKTL 2026-2](https://longbridge.com/en/news/286919341.md) - [Is Bank Of America (BAC) Offering Value After Recent Share Price Weakness?](https://longbridge.com/en/news/286683897.md) - [Rocket and Redfin Boost Home Affordability With New Offer, Saving Buyers Up To $20,000 | RKT Stock News](https://longbridge.com/en/news/286920841.md) - [Figure Technology Solutions Q1 net revenue nearly doubles as consumer loan volume surges](https://longbridge.com/en/news/286005533.md) - [CFRA downgrades Bank of America (BAC) to a Hold](https://longbridge.com/en/news/286974239.md)