---
title: "Diversified Growth! The banking industry's asset appreciation is stable and promising, and stable dividends also have defensive value"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/281990518.md"
description: "As of 14:44, the CSI Bank Index rose by 0.70%, with stock prices of several banks increasing. Among the 42 listed banks, 22 have disclosed their performance reports for 2025, maintaining an overall stable and improving trend, with non-performing loan ratios remaining stable or improving. Industry insiders believe that the banking sector has made progress in the disposal of non-performing assets, optimizing asset quality. China International Capital Corporation (CICC) pointed out that an active capital market brings fees and asset appreciation to banks, and capital replenishment will support stable asset growth and dividends, with stable dividends having defensive value"
datetime: "2026-04-08T06:58:14.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/281990518.md)
  - [en](https://longbridge.com/en/news/281990518.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/281990518.md)
---

# Diversified Growth! The banking industry's asset appreciation is stable and promising, and stable dividends also have defensive value

As of 14:44, the CSI Bank Index (399986) rose by 0.70%, with component stocks Chongqing Rural Commercial Bank up by 4.05%, Zijin Bank up by 1.87%, and Chongqing Bank up by 2.02%. The Bank ETF ChinaAMC (515020) increased by 0.71%, with the latest price reported at 1.68 yuan.

As of April 7, among the 42 listed banks in A-shares, 22 have disclosed their 2025 performance reports. Data shows that the overall performance of listed banks remains stable and positive, with most banks' non-performing loan ratios remaining stable or improving compared to last year.

Industry insiders believe this reflects substantial progress in the banking sector's efforts to increase the disposal of non-performing assets and diversify disposal methods, resulting in an optimization of bank asset quality.

In addition, China International Capital Corporation (CICC) believes that an active capital market contributes to banks through fees and appreciation of on-balance-sheet equity assets, while the debt repayment capacity of the real economy sector needs improvement. After capital replenishment is implemented, it can support banks in achieving more stable asset growth and dividends, with stable dividends in a volatile market environment having defensive value.

The Bank ETF ChinaAMC (515020) is the ETF with the lowest comprehensive fee rate tracking the CSI Bank Index (399986), with its Class A fund 008298; Class C fund 008299; Class D fund 024642.

Daily Economic News

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