---
title: "Rural Credit Reforms Enter Intensive Implementation Phase in Multiple Regions"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/282596334.md"
description: "Since 2026, rural credit system reforms have made significant progress in Ningxia, Gansu, and other regions. Nineteen rural commercial banks in Ningxia merged into Huanghe Rural Commercial Bank; after the establishment of Gansu Rural Commercial Bank, the second batch of institutional integrations was launched; and regions such as Guangxi are exploring the formation of unified legal entity rural commercial banks at the prefecture level. Under the framework of 'one province, one policy', more than ten regions have completed their reforms, with diverse reform models emerging and the trend of reducing the number of small and medium-sized banks while improving quality becoming increasingly apparent"
datetime: "2026-04-13T22:29:11.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/282596334.md)
  - [en](https://longbridge.com/en/news/282596334.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/282596334.md)
---

# Rural Credit Reforms Enter Intensive Implementation Phase in Multiple Regions

Since 2026, rural credit system reforms have achieved continuous breakthroughs in Ningxia, Gansu, and other regions. From the merger of 19 rural commercial banks in Ningxia into Huanghe Rural Commercial Bank, to the launch of the second batch of institutional integrations following the establishment of Gansu Rural Commercial Bank, to the ongoing exploration of forming unified legal entity rural commercial banks at the prefecture level in Guangxi and other areas, localities have accelerated rural credit system reforms under the framework of 'one province, one policy'. The trend of reducing the number of small and medium-sized banks while improving their quality is becoming increasingly clear. Guided by the principle of 'one province, one policy', more than ten regions have already completed their rural credit system reforms, and the reform models exhibit a diversified pattern. (China Securities Journal)

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