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<p>Chongqing Rural Commercial Bank held its 2025 earnings briefing, projecting assets to exceed 2 trillion yuan, net profits over 15 billion yuan, non-performing ratios around 1%, and ROE above 10%. Chairman Liu Xiaojun emphasized digital transformation, introducing the '7+6+N' model to enhance tech-business integration. In Q1, marketing expenses of 177 million yuan leveraged over 800 million yuan in consumption, driving 110,000 merchants to achieve a total retail sales volume of 21.2 billion yuan</p>

- On April 15, Chongqing Rural Commercial Bank held its annual performance briefing for 2025, marking its first such meeting since Chairman Liu Xiaojun assumed office.  
- The bank aims to exceed 20 trillion yuan in assets and achieve over 15 billion yuan in net profit by 2025, while implementing a digital transformation model for efficiency.  
- With significant reforms in risk management and a focus on wealth management, the bank plans to maintain a dividend payout ratio of over 30% to enhance shareholder returns.

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CQRC BANK

Chongqing Rural Commercial Bank

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Inside the Largest Listed Rural Commercial Bank's Earnings Call: Assets Expected to Surpass 2 Trillion Yuan, Two Annual Dividends Maintained