---
title: "Great Southern Bancorp reports Q1 net income $17.5M, diluted EPS $1.58; NIM 3.71%"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/283035554.md"
description: "Great Southern Bancorp reported Q1 2026 net income of $17.5 million ($1.58 per diluted share), up from $17.2 million ($1.47) in Q1 2025. The annualized return on average common equity was 10.85%, with a net interest margin of 3.71% and net interest income of $48.3 million. Total assets reached $5.69 billion, with net loans increasing by 2.3% to $4.46 billion. The company repurchased approximately 268,664 shares and declared a quarterly dividend of $0.43 per share, with a book value per share of $58.27."
datetime: "2026-04-16T17:03:00.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/283035554.md)
  - [en](https://longbridge.com/en/news/283035554.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/283035554.md)
---

# Great Southern Bancorp reports Q1 net income $17.5M, diluted EPS $1.58; NIM 3.71%

Great Southern Bancorp reported preliminary first-quarter 2026 net income of $17.5 million, or $1.58 per diluted common share, compared with $17.2 million, or $1.47 per diluted share, in Q1 2025. Annualized return on average common equity was 10.85% and annualized return on average assets was 1.24% for the quarter. The company reported an annualized net interest margin of 3.71% and net interest income of $48.3 million for the period.

**Financial Highlights**

-   Net income: $17,476 thousand for the three months ended March 31, 2026 (compared to $17,160 thousand in Q1 2025).
-   Diluted earnings per common share: $1.58 for Q1 2026 (versus $1.47 in Q1 2025).
-   Net interest income: $48,328 thousand for Q1 2026 (down from $49,334 thousand in Q1 2025).
-   Net interest margin: 3.71% for the quarter ended March 31, 2026 (3.57% in Q1 2025).
-   Selected balance sheet items at March 31, 2026: total assets $5,687,322 thousand; loans receivable, gross $4,526,999 thousand; total stockholders’ equity $633,630 thousand.

**Business Highlights**

-   Loan growth: Total net loans (ex. mortgage loans held for sale) increased $99.8 million (2.3%) quarter-over-quarter to $4.46 billion, led by construction and commercial real estate draws.
-   Pipeline and commitments: Unfunded portion of loans and commitments totaled $1,049,127 thousand at March 31, 2026, with $529.2 million represented by unfunded construction loans.
-   Liquidity and funding: Secured borrowing line availability at FHLBank and Federal Reserve Bank was $1.238 billion and $332.1 million, respectively; cash and cash equivalents totaled $187.4 million and unpledged available-for-sale securities were $347.1 million.
-   Asset quality and workouts: Non-performing assets rose to $10.1 million (0.18% of total assets) at March 31, 2026; potential problem loans and non-performing loan details disclosed with modest movement in one- to four-family and multi-family categories.
-   Capital actions and returns: Tangible common equity ratio was 10.99%; repurchased ~268,664 shares in Q1 2026 and declared a quarterly dividend of $0.43 per common share; book value per share increased to $58.27.

Original SEC Filing: GREAT SOUTHERN BANCORP, INC. \[ GSBC \] - 8-K - Apr. 16, 2026

**Disclaimer**

This is an AI-powered summary. It may contain inaccuracies. Consider verifying important information with the source. Please note this summary is solely based on documents filed with the SEC.

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