---
title: "Truist reports 1Q26 net income $1.48B; EPS $1.09, revenue $5.15B"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/283128996.md"
description: "Truist reported a net income of $1.48 billion for Q1 2026, with diluted EPS of $1.09, marking a 25% increase year-over-year. Total revenue reached $5.15 billion, driven by a taxable-equivalent net interest income of $3.64 billion. The company returned $1.1 billion to shareholders through share repurchases and dividends. Truist maintained strong asset quality with a CET1 ratio of 10.8% and an ALLL ratio of 1.53%. Loan growth was led by the commercial portfolio, and average deposits rose to $398.9 billion."
datetime: "2026-04-17T10:33:00.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/283128996.md)
  - [en](https://longbridge.com/en/news/283128996.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/283128996.md)
---

# Truist reports 1Q26 net income $1.48B; EPS $1.09, revenue $5.15B

Truist reported first-quarter 2026 net income of $1.48 billion and net income available to common shareholders of $1.38 billion, producing diluted EPS of $1.09 (up 25% year-over-year). Total revenue was $5.15 billion (taxable-equivalent $5.20 billion) and taxable-equivalent net interest income was $3.64 billion; the company returned significant capital to shareholders via $1.1 billion of share repurchases and common dividends. Truist maintained strong asset quality and capital ratios, with a preliminary CET1 ratio of 10.8% and an ALLL ratio of 1.53% at quarter end.

**Financial Highlights**

-   Net income: $1.48 billion for 1Q26; net income available to common shareholders: $1.38 billion.
-   Diluted EPS: $1.09 for 1Q26, up 25% versus 1Q25.
-   Total revenue: $5.15 billion (TE: $5.20 billion); taxable-equivalent net interest income: $3.64 billion (TE).
-   Noninterest income: $1.55 billion; total noninterest expense: $2.98 billion, yielding an efficiency ratio of 57.9%.
-   Provision for credit losses: $479 million; net charge-offs annualized: 0.61% of average loans and leases.

**Business Highlights**

-   Loan growth driven by commercial portfolio: average loans and leases HFI rose to $327.0 billion (up 0.7% linked quarter), led by commercial and industrial and CRE increases.
-   Deposit trends: average deposits increased to $398.9 billion (up 0.7% linked quarter); end-of-period deposits were $404.1 billion.
-   Revenue mix and client activity: investment banking and trading income increased, wealth management income rose on higher AUM, and mortgage banking income improved on higher production.
-   Capital return and balance sheet actions: repurchased $1.1 billion of common stock and declared common dividends of $0.52 per share; dividend and total payout ratios were 47% and 129%, respectively.
-   Asset quality and reserves: nonperforming assets were $1.8 billion; ALLL remained stable at 1.53% of loans and leases HFI with an ACL of $5.3 billion (including reserves for unfunded commitments).

Original SEC Filing: TRUIST FINANCIAL CORP \[ TFC \] - 8-K - Apr. 17, 2026

**Disclaimer**

This is an AI-powered summary. It may contain inaccuracies. Consider verifying important information with the source. Please note this summary is solely based on documents filed with the SEC.

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