---
title: "Independent Bank (INDB) Earnings Call Transcript"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/283175532.md"
description: "Independent Bank (INDB) reported a GAAP net income of $79.9 million and diluted EPS of $1.63, with a return on assets of 1.31%. The bank's loan growth is constrained by economic uncertainty, and management cautioned about challenges in the office portfolio. The quarterly dividend was raised by 8.5% to $0.64 per share. The bank's net interest margin increased to 3.9%, and total commercial loans decreased by $50 million. The provision for loan losses was $5.5 million, and criticized loans rose to 4% of total commercial loans. Wealth management assets remained flat at $9.2 billion."
datetime: "2026-04-17T16:40:34.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/283175532.md)
  - [en](https://longbridge.com/en/news/283175532.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/283175532.md)
---

# Independent Bank (INDB) Earnings Call Transcript

The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

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