---
title: "Independent Bank Presents 2025 Results, $68.5M Net Income and $1.04 Dividend at 2026 Annual Meeting"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/283561831.md"
description: "Independent Bank reported a net income of $68.5 million for 2025 and announced a cash dividend of $1.04 per share during its 2026 annual meeting. Key highlights include a diluted EPS of $3.27, an 8% increase in dividends year-over-year, and a loan growth of $237.5 million. The tangible book value per share rose to $23.04, and asset quality remained strong with reserves/loans at 1.48%."
datetime: "2026-04-21T21:23:01.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/283561831.md)
  - [en](https://longbridge.com/en/news/283561831.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/283561831.md)
---

# Independent Bank Presents 2025 Results, $68.5M Net Income and $1.04 Dividend at 2026 Annual Meeting

**Independent Bank reported 2025 net income of $68.5 million and announced a $1.04 per share cash dividend at its 2026 annual meeting presentation.**

**Key Highlights:**

-   Reported 2025 net income of $68.5M and diluted EPS of $3.27, reflecting continued profitability.
-   Paid $1.04 per share in cash dividends for 2025, an 8% increase year-over-year.
-   Loan growth of $237.5M (5.9%); commercial loans grew $276.2M (14.3%); loan-to-deposit ratio 89.8%.
-   Tangible book value per share rose $2.71 (13.4%) to $23.04; returned 31.5% of 2025 earnings via dividends.
-   Asset quality remained strong with reserves/loans at 1.48% and NPAs/assets of 0.44% for 2025.

Original SEC Filing: INDEPENDENT BANK CORP /MI/ \[ IBCP \] - 8-K - Apr. 21, 2026

**Disclaimer**

This is an AI-powered summary. It may contain inaccuracies. Consider verifying important information with the source. Please note this summary is solely based on documents filed with the SEC.

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