---
title: "Unity Bancorp reports FY2025 net income $57.95M, 12.6% loan growth, deposits up 10.7%"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/283716704.md"
description: "Unity Bancorp reported a net income of $57.95 million for FY2025, a significant increase from $41.45 million in FY2024, with diluted EPS rising to $5.67. Key highlights include a 12.6% growth in total gross loans to $2.545 billion, driven by an 18.5% increase in commercial loans, and a 10.7% rise in total deposits to $2.324 billion. Net interest income increased by 18.7% to $117.033 million, while noninterest income surged 74.5% to $14.779 million, aided by one-time net security gains."
datetime: "2026-04-22T20:03:01.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/283716704.md)
  - [en](https://longbridge.com/en/news/283716704.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/283716704.md)
---

# Unity Bancorp reports FY2025 net income $57.95M, 12.6% loan growth, deposits up 10.7%

**Unity Bancorp reported FY2025 net income of $57.95 million and diluted EPS of $5.67, reflecting strong year-over-year gains.**

**Key Highlights:**

-   Net income rose to $57.951M in 2025 vs. $41.450M in 2024; diluted EPS $5.67 vs. $4.06, up 39.7%
-   Total gross loans grew 12.6% to $2.545B, driven by 18.5% commercial loan growth
-   Total deposits increased 10.7% to $2.324B; brokered deposits up 25.8%
-   Net interest income up 18.7% to $117.033M; net interest margin improved to 4.52%
-   Noninterest income rose 74.5% to $14.779M, including $5.2M of one-time net security gains

Original SEC Filing: UNITY BANCORP INC /NJ/ \[ UNTY \] - 8-K - Apr. 22, 2026

**Disclaimer**

This is an AI-powered summary. It may contain inaccuracies. Consider verifying important information with the source. Please note this summary is solely based on documents filed with the SEC.

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