--- title: "Hilltop | 8-K: FY2026 Q1 Revenue: USD 300.51 M" type: "News" locale: "en" url: "https://longbridge.com/en/news/283889276.md" datetime: "2026-04-23T20:34:30.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/283889276.md) - [en](https://longbridge.com/en/news/283889276.md) - [zh-HK](https://longbridge.com/zh-HK/news/283889276.md) --- # Hilltop | 8-K: FY2026 Q1 Revenue: USD 300.51 M Revenue: As of FY2026 Q1, the actual value is USD 300.51 M. EPS: As of FY2026 Q1, the actual value is USD 0.64, beating the estimate of USD 0.49. EBIT: As of FY2026 Q1, the actual value is USD -61.65 M. #### Consolidated Financial Performance - **Net Income Attributable to Hilltop Holdings Inc. Common Stockholders**: Income attributable to common stockholders was $37.8 million for Q1 2026, compared to $42.1 million for Q1 2025. - **Dividends and Share Repurchases**: Hilltop Holdings Inc. declared a quarterly cash dividend of $0.20 per common share, payable on May 22, 2026, to stockholders of record as of the close of business on May 8, 2026. During Q1 2026, the company repurchased 1,238,216 shares of its common stock for $47.5 million at an average price of $38.40 per share. - **Provision for Credit Losses**: The provision for credit losses was $1.8 million during Q1 2026, a decrease from $9.3 million in Q1 2025. - **Mortgage Production Income**: Net gains from sale of loans and other mortgage production income and mortgage loan origination fees increased by 7.6% to $72.9 million in Q1 2026, up from $67.7 million in Q1 2025. - **Mortgage Loan Origination Volume**: Production volume was $2.0 billion during Q1 2026, compared to $1.7 billion during Q1 2025. - **Net Gains from Mortgage Loans Sold**: Net gains from mortgage loans sold to third parties, including broker fee income, increased to 261 basis points during Q1 2026, from 250 basis points in Q4 2025. - **Return on Average Assets**: The consolidated annualized return on average assets was 1.02% for Q1 2026, down from 1.13% for Q1 2025. - **Return on Average Stockholders’ Equity**: The consolidated annualized return on average stockholders’ equity was 7.12% for Q1 2026, down from 7.82% for Q1 2025. - **Book Value Per Common Share**: Book value per common share increased to $36.63 at March 31, 2026, from $36.42 at December 31, 2025. - **Total Assets**: Total assets were $15.7 billion at March 31, 2026, compared to $15.8 billion at December 31, 2025. - **Loans, Net of Allowance for Credit Losses**: Loans, net of allowance for credit losses, were $8.0 billion at March 31, 2026, compared to $7.9 billion at December 31, 2025. - **Non-Accrual Loans**: Non-accrual loans were $61.0 million, or 0.66% of total loans, at March 31, 2026, compared to $53.4 million, or 0.58% of total loans, at December 31, 2025. - **Loans Held for Sale**: Loans held for sale decreased by 15.0% from December 31, 2025, to $807.7 million at March 31, 2026. - **Total Deposits**: Total deposits were $10.5 billion at March 31, 2026, compared to $10.9 billion at December 31, 2025. - **Capital Levels**: Hilltop Holdings Inc. maintained a Tier 1 Leverage Ratio of 12.82% and a Common Equity Tier 1 Capital Ratio of 19.08% at March 31, 2026. - **Consolidated Net Interest Margin**: The consolidated net interest margin increased to 3.13% for Q1 2026, compared to 3.02% in Q4 2025. - **Noninterest Income**: Noninterest income was $188.4 million for Q1 2026, an 11.7% decrease from $213.3 million in Q1 2025. - **Noninterest Expense**: Noninterest expense was $248.3 million for Q1 2026, a 1.3% decrease from $251.5 million in Q1 2025. - **Effective Tax Rate**: The effective tax rate was 22.6% during Q1 2026, compared to 22.7% during the same period in 2025. #### Segment-Specific Performance (Q1 2026 vs Q1 2025) - **Banking Segment**: - Net interest income was $98,724 thousand, up from $90,550 thousand. - Provision for credit losses was $1,759 thousand, down from $9,372 thousand. - Noninterest income was $11,081 thousand, up from $10,810 thousand. - Noninterest expense was $60,984 thousand, up from $51,930 thousand. - Income before taxes was $47,062 thousand, up from $40,058 thousand. - Return on average assets was 1.17%, up from 0.96%. - Net interest margin was 3.38%, up from 2.97%. - **Broker-Dealer Segment**: - Net interest income was $11,892 thousand, up from $11,568 thousand. - Provision for credit losses was $6 thousand, compared to - $34 thousand. - Noninterest income was $104,175 thousand, up from $96,937 thousand. - Noninterest expense was $101,285 thousand, up from $99,323 thousand. - Income before taxes was $14,776 thousand, up from $9,216 thousand. - Net revenue was $116,067 thousand, up from $108,505 thousand. - Pre-tax margin was 12.7%, compared to 8.5%. - **Mortgage Origination Segment**: - Net interest expense was - $927 thousand, compared to - $1,397 thousand. - Noninterest income was $72,969 thousand, up from $67,775 thousand. - Noninterest expense was $74,401 thousand, down from $74,660 thousand. - Income before taxes was - $2,359 thousand, compared to - $8,282 thousand. #### Outlook / Guidance Uncertain economic conditions, including changes in the political environment, tariffs, U.S. Treasury yields, and mortgage interest rates, are expected to continue to adversely impact Hilltop Holdings Inc.’s operating results during the remainder of 2026. A volatile economic forecast, coupled with exposure to funding costs, inflationary pressures, and international armed conflicts, has already had an adverse impact on business segments during Q1 2026. The Form 8-K notes that actual results may differ due to various risks and uncertainties and refers to other filings for a list of such factors. ### Related Stocks - [HTH.US](https://longbridge.com/en/quote/HTH.US.md) ## Related News & Research - [A Look At Hilltop Holdings (HTH) Valuation After Mixed Recent Share Price Performance](https://longbridge.com/en/news/286647673.md) - [This Regional Bank's Chief Accounting Officer Just Sold 2,000 Shares for $76,000](https://longbridge.com/en/news/286914267.md) - [The Home Depot Announces First Quarter Fiscal 2026 Results; Reaffirms Fiscal 2026 Guidance | HD Stock News](https://longbridge.com/en/news/286890512.md) - [ONWARD Medical to Announce First Quarter 2026 Results on May 26, 2026 | ONWRY Stock News](https://longbridge.com/en/news/286858298.md) - [OS Therapies to Announce First Quarter 2026 Financials on Monday, May 18, 2026 | OSTX Stock News](https://longbridge.com/en/news/286607728.md)