---
title: "QFIN FY25 net income drops to RMB 5.98 billion; net revenue rises 11.9% to RMB 19.21 billion"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/284270019.md"
description: "QFIN reported a FY25 net income of RMB 5.98 billion, a decrease of 4.36%, while net revenue increased by 11.9% to RMB 19.21 billion. Operating income fell by 11.29% to RMB 6.68 billion due to rising operating costs. Loan facilitation volume rose to RMB 327.1 billion, but the 90-day+ delinquency rate increased to 2.71%. Management attributed these changes to regulatory shifts and macroeconomic uncertainties in China, projecting sufficient cash flow for corporate needs over the next year."
datetime: "2026-04-27T21:03:45.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/284270019.md)
  - [en](https://longbridge.com/en/news/284270019.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/284270019.md)
---

# QFIN FY25 net income drops to RMB 5.98 billion; net revenue rises 11.9% to RMB 19.21 billion

-   QFIN posted 2025 net income of RMB 5.98 billion, down 4.36%. \* Net revenue climbed 11.9% to RMB 19.21 billion. \* Operating income fell 11.29% to RMB 6.68 billion as operating costs and expenses rose to RMB 12.53 billion. \* Loan facilitation volume edged up to RMB 327.1 billion, while 90 day+ delinquency rate widened to 2.71%. \* Management cited regulatory changes and macroeconomic uncertainties in China in second-half 2025; it expects cash and anticipated operating cash flow to cover general corporate needs for at least next 12 months. Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. QFIN Holdings Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001104659-26-049501), on April 27, 2026, and is solely responsible for the information contained therein. © Copyright 2026 - Public Technologies (PUBT) Original Document: here

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