---
title: "AIB Group posts strong Q1 2026 and reaffirms guidance as capital returns ramp up"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/284707917.md"
description: "AIB Group reported a strong Q1 2026, with gross loans increasing by 1.7% to €73.5bn and new lending up 11% to €3.6bn, 42% of which was green. Despite a 3% decline in net interest income to €0.92bn, total income remained stable. The bank's CET1 ratio stands at 16.0%, and it is executing a €1bn share buyback alongside a proposed €985m dividend. Management reaffirmed guidance for RoTE above 20% for the year, highlighting confidence in earnings and shareholder returns."
datetime: "2026-04-30T06:29:45.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/284707917.md)
  - [en](https://longbridge.com/en/news/284707917.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/284707917.md)
---

# AIB Group posts strong Q1 2026 and reaffirms guidance as capital returns ramp up

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AIB Group ( (AIBRF) ) has issued an update.

AIB Group reported a robust start to 2026, with gross loans rising 1.7% to €73.5bn and new lending up 11% to €3.6bn, 42% of which was classified as green, reinforcing its role in financing the energy transition. Despite a 3% year-on-year decline in net interest income to €0.92bn due to lower rates, total income was broadly stable, while costs rose just 2% and credit quality remained strong with a small impairment charge.

The bank maintained a strong capital and liquidity position, with a fully loaded CET1 ratio of 16.0% excluding Q1 profit and a loan-to-deposit ratio of 62%, supporting sustainable balance sheet growth. Management reiterated full-year 2026 guidance, including expected RoTE above 20%, and is returning substantial capital via a €1bn share buyback underway and a proposed final dividend of €985m, underlining confidence in earnings and offering significant rewards to shareholders in the final year of its current strategic cycle.

**More about AIB Group**

AIB Group is a leading Irish banking group providing retail, SME, corporate and capital markets banking services through an extensive branch network and digital channels in Ireland and the UK. The bank has a strong focus on green and transition finance, with a growing share of sustainable lending and green mortgages underpinning its lending strategy and customer offering.

For an in-depth examination of AIBRF stock, go to TipRanks’ Overview page.

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