---
title: "AIB Group posts strong Q1 2026 and reaffirms guidance as capital returns ramp up"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/284707917.md"
description: "AIB Group reported a strong Q1 2026, with gross loans increasing by 1.7% to €73.5bn and new lending up 11% to €3.6bn, 42% of which was green. Despite a 3% decline in net interest income to €0.92bn, total income remained stable. The bank's CET1 ratio stands at 16.0%, and it is executing a €1bn share buyback alongside a proposed €985m dividend. Management reaffirmed guidance for RoTE above 20% for the year, highlighting confidence in earnings and shareholder returns."
datetime: "2026-04-30T06:29:45.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/284707917.md)
  - [en](https://longbridge.com/en/news/284707917.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/284707917.md)
---

# AIB Group posts strong Q1 2026 and reaffirms guidance as capital returns ramp up

### Claim 55% Off TipRanks

-   Unlock hedge fund-level data and powerful investing tools for smarter, sharper decisions
-   Discover top-performing stock ideas and upgrade to a portfolio of market leaders with Smart Investor Picks

AIB Group ( (AIBRF) ) has issued an update.

AIB Group reported a robust start to 2026, with gross loans rising 1.7% to €73.5bn and new lending up 11% to €3.6bn, 42% of which was classified as green, reinforcing its role in financing the energy transition. Despite a 3% year-on-year decline in net interest income to €0.92bn due to lower rates, total income was broadly stable, while costs rose just 2% and credit quality remained strong with a small impairment charge.

The bank maintained a strong capital and liquidity position, with a fully loaded CET1 ratio of 16.0% excluding Q1 profit and a loan-to-deposit ratio of 62%, supporting sustainable balance sheet growth. Management reiterated full-year 2026 guidance, including expected RoTE above 20%, and is returning substantial capital via a €1bn share buyback underway and a proposed final dividend of €985m, underlining confidence in earnings and offering significant rewards to shareholders in the final year of its current strategic cycle.

**More about AIB Group**

AIB Group is a leading Irish banking group providing retail, SME, corporate and capital markets banking services through an extensive branch network and digital channels in Ireland and the UK. The bank has a strong focus on green and transition finance, with a growing share of sustainable lending and green mortgages underpinning its lending strategy and customer offering.

For an in-depth examination of AIBRF stock, go to TipRanks’ Overview page.

### Related Stocks

- [AIBG.UK](https://longbridge.com/en/quote/AIBG.UK.md)

## Related News & Research

- [AIB Cancels 2.6 Million Shares Under €1 Billion Buyback](https://longbridge.com/en/news/283303645.md)
- [30-YEAR MORTGAGE RATES RISE TO 6.56%](https://longbridge.com/en/news/287144651.md)
- [BlockchAIn Reports First Quarter 2026 Financial Results | AIB Stock News](https://longbridge.com/en/news/286566434.md)
- [Credit Saison India signs record USD 500 million syndicated ECB loan](https://longbridge.com/en/news/287142721.md)
- [UPI changed how India pays; it can drive the future of borrowing](https://longbridge.com/en/news/286677065.md)