--- title: "LendingTree | 10-Q: FY2026 Q1 Revenue Beats Estimate at USD 327.27 M" type: "News" locale: "en" url: "https://longbridge.com/en/news/284936664.md" datetime: "2026-05-01T20:24:53.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/284936664.md) - [en](https://longbridge.com/en/news/284936664.md) - [zh-HK](https://longbridge.com/zh-HK/news/284936664.md) --- # LendingTree | 10-Q: FY2026 Q1 Revenue Beats Estimate at USD 327.27 M Revenue: As of FY2026 Q1, the actual value is USD 327.27 M, beating the estimate of USD 321.17 M. EPS: As of FY2026 Q1, the actual value is USD 1.22, beating the estimate of USD 0.9094. EBIT: As of FY2026 Q1, the actual value is USD 39.68 M. #### Segmented Financial Metrics ##### Home Segment - **Revenue**: Increased by 6% to $39,068 thousand in Q1 2026 from $37,019 thousand in Q1 2025. - **Segment Marketing Expense**: Increased by 22% to $29,106 thousand in Q1 2026 from $23,873 thousand in Q1 2025. - **Segment Profit**: Decreased by 24% to $9,962 thousand in Q1 2026 from $13,146 thousand in Q1 2025. - **Segment Margin**: Decreased to 25% in Q1 2026 from 36% in Q1 2025. - **Outlook**: The challenging environment for the mortgage business is expected to continue in 2026 due to high mortgage rates and subdued home sales. Strategic investment was made to drive higher quality traffic within the home equity product, increasing marketing costs. ##### Consumer Segment - **Revenue**: Increased by 18% to $66,333 thousand in Q1 2026 from $56,033 thousand in Q1 2025, primarily driven by small business loans. - **Segment Marketing Expense**: Increased by 16% to $33,400 thousand in Q1 2026 from $28,896 thousand in Q1 2025. - **Segment Profit**: Increased by 21% to $32,933 thousand in Q1 2026 from $27,137 thousand in Q1 2025. - **Segment Margin**: Increased slightly to 50% in Q1 2026 from 48% in Q1 2025. - **Outlook**: The segment benefited from recent Federal Reserve rate decreases, but geopolitical events and higher consumer tax refunds pressured demand for new borrowing. Small business loan revenue increased by 49% due to investment in the concierge sales team. ##### Insurance Segment - **Revenue**: Increased by 51% to $221,859 thousand in Q1 2026 from $146,652 thousand in Q1 2025, due to a 28% increase in volume and an 18% increase in revenue earned per consumer. - **Segment Marketing Expense**: Increased by 52% to $163,927 thousand in Q1 2026 from $107,942 thousand in Q1 2025. - **Segment Profit**: Increased by 50% to $57,932 thousand in Q1 2026 from $38,710 thousand in Q1 2025. - **Segment Margin**: Remained consistent at 26% in both Q1 2026 and Q1 2025. - **Outlook**: LendingTree, Inc. is optimistic about maintaining strong performance in this segment in 2026, benefiting from strong automotive underwriting results and growing marketing budgets from mid-sized carriers. Expected price decreases in auto insurance rates across select states in 2026 are anticipated to further boost consumer shopping and market share competition among carriers. #### Cash Flow - **Cash Flows from Operating Activities**: Net cash provided by operating activities was $11,552 thousand in Q1 2026, compared to net cash used in operating activities of -$210 thousand in Q1 2025, primarily due to increased revenue. - **Cash Flows from Investing Activities**: Net cash used in investing activities was -$2,718 thousand in Q1 2026, compared to -$3,414 thousand in Q1 2025, primarily related to capital expenditures for internally developed software. - **Cash Flows from Financing Activities**: Net cash used in financing activities was -$4,389 thousand in Q1 2026, including -$3,389 thousand for withholding taxes on equity awards and -$1,000 thousand for a scheduled term loan payment. Net cash provided by financing activities was $23,420 thousand in Q1 2025, primarily from $49,500 thousand in net proceeds from a term loan, partially offset by convertible note repurchases and term loan repayments. #### Unique Metrics - **Variable Marketing Expense**: Increased to $227,720 thousand in Q1 2026 from $162,001 thousand in Q1 2025. - **Variable Marketing Margin**: Increased to $99,547 thousand in Q1 2026 from $77,727 thousand in Q1 2025. #### Future Outlook and Strategy LendingTree, Inc. is focused on developing new product offerings and enhancements to improve consumer and Network Partner experiences, leveraging its expertise in performance marketing, product development, and technology. The company expects the consumer and insurance industries to continue their shift towards online product offerings, positioning LendingTree, Inc. to benefit from this market trend. Management anticipates that cash and cash equivalents, along with cash flows from operations, will be sufficient to cover operating needs for the next twelve months and beyond. ### Related Stocks - [TREE.US](https://longbridge.com/en/quote/TREE.US.md) ## Related News & Research - [An Overview of LendingTree's Earnings](https://longbridge.com/en/news/277225322.md) - [ONWARD Medical to Announce First Quarter 2026 Results on May 26, 2026 | ONWRY Stock News](https://longbridge.com/en/news/286858298.md) - [Hafnia’s Q1 2026 Financial Results Presentation to Be Held on 27 May 2026 | HAFN Stock News](https://longbridge.com/en/news/287014236.md) - [Crombie Reit Announces May 2026 Monthly Distribution | CROMF Stock News](https://longbridge.com/en/news/286603129.md) - [Prairie Operating Co. Announces First Quarter 2026 Results and Reaffirms 2026 Guidance | PROP Stock News](https://longbridge.com/en/news/286463109.md)