---
title: "Byline Bancorp | 10-Q: FY2026 Q1 Revenue: USD 112.4 M"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/284939085.md"
datetime: "2026-05-01T20:45:40.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/284939085.md)
  - [en](https://longbridge.com/en/news/284939085.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/284939085.md)
---

# Byline Bancorp | 10-Q: FY2026 Q1 Revenue: USD 112.4 M

Revenue: As of FY2026 Q1, the actual value is USD 112.4 M.

EPS: As of FY2026 Q1, the actual value is USD 0.83, beating the estimate of USD 0.748.

EBIT: As of FY2026 Q1, the actual value is USD -50.19 M.

Byline Bancorp, Inc. operates with one reportable segment, and its chief operating decision makers evaluate operations using consolidated information.

#### Segment Revenue

-   **Total Interest and Dividend Income**:
    -   Three Months Ended March 31, 2026: $141,656 thousand
    -   Three Months Ended March 31, 2025: $134,855 thousand
-   **Total Non-Interest Income**:
    -   Three Months Ended March 31, 2026: $12,538 thousand
    -   Three Months Ended March 31, 2025: $14,859 thousand

#### Operational Metrics

-   **Net Interest Income**:
    -   Three Months Ended March 31, 2026: $99,863 thousand
    -   Three Months Ended March 31, 2025: $88,221 thousand
-   **Provision for Credit Losses**:
    -   Three Months Ended March 31, 2026: $5,537 thousand
    -   Three Months Ended March 31, 2025: $9,179 thousand
-   **Net Interest Income after Provision for Credit Losses**:
    -   Three Months Ended March 31, 2026: $94,326 thousand
    -   Three Months Ended March 31, 2025: $79,042 thousand
-   **Total Non-Interest Expense**:
    -   Three Months Ended March 31, 2026: $57,189 thousand
    -   Three Months Ended March 31, 2025: $56,429 thousand
-   **Income Before Provision for Income Taxes**:
    -   Three Months Ended March 31, 2026: $49,675 thousand
    -   Three Months Ended March 31, 2025: $37,472 thousand
-   **Net Income**:
    -   Three Months Ended March 31, 2026: $37,579 thousand
    -   Three Months Ended March 31, 2025: $28,248 thousand
-   **Comprehensive Income**:
    -   Three Months Ended March 31, 2026: $29,087 thousand
    -   Three Months Ended March 31, 2025: $45,551 thousand

#### Cash Flow

-   **Net Cash Provided by Operating Activities**:
    -   Three Months Ended March 31, 2026: $54,552 thousand
    -   Three Months Ended March 31, 2025: $27,802 thousand
-   **Net Cash Used in Investing Activities**:
    -   Three Months Ended March 31, 2026: -$229,508 thousand
    -   Three Months Ended March 31, 2025: -$217,963 thousand
-   **Net Cash Provided by Financing Activities**:
    -   Three Months Ended March 31, 2026: $224,229 thousand
    -   Three Months Ended March 31, 2025: $49,080 thousand

#### Unique Metrics: Key Balance Sheet and Loan Metrics

-   **Total Loans and Leases**:
    -   March 31, 2026: $7,475,272 thousand
    -   December 31, 2025: $7,509,369 thousand
-   **Allowance for Credit Losses - Loans and Leases**:
    -   March 31, 2026: -$108,879 thousand
    -   December 31, 2025: -$108,834 thousand
-   **Net Loans and Leases**:
    -   March 31, 2026: $7,366,393 thousand
    -   December 31, 2025: $7,400,535 thousand
-   **Total Non-Accrual Loans (without an allowance)**:
    -   March 31, 2026: $5,600 thousand (commercial real estate), $84 thousand (residential real estate), $1,900 thousand (commercial and industrial)
    -   December 31, 2025: $2,700 thousand (commercial real estate), $85 thousand (residential real estate), $5,600 thousand (commercial and industrial)
-   **Interest Income on Non-Accrual Loans and Leases**:
    -   Three Months Ended March 31, 2026: $790 thousand
    -   Three Months Ended March 31, 2025: $1,000 thousand
-   **Total Loans and Leases Past Due (30-59, 60-89, Greater than 90 Accruing, Non-accrual)**:
    -   March 31, 2026: $131,306 thousand
    -   December 31, 2025: $117,939 thousand

#### Outlook/Guidance

Byline Bancorp, Inc. adopted new accounting guidance for Financial Instruments – Credit Losses (Topic 326) and Derivatives and Hedging (Topic 815) on January 1, 2026, which are expected to eliminate Day 1 credit loss expense on eligible purchased loans and offer flexibility in forecasting hedge transactions, respectively. The company is evaluating ASU 2024-03, Income Statement – Expense Disaggregation Disclosures, and anticipates no material effect on consolidated financial statements.

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