--- title: "Wintrust Financial | 10-Q: FY2026 Q1 Revenue: USD 713.17 M" type: "News" locale: "en" url: "https://longbridge.com/en/news/285440004.md" datetime: "2026-05-06T21:04:04.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/285440004.md) - [en](https://longbridge.com/en/news/285440004.md) - [zh-HK](https://longbridge.com/zh-HK/news/285440004.md) --- # Wintrust Financial | 10-Q: FY2026 Q1 Revenue: USD 713.17 M Revenue: As of FY2026 Q1, the actual value is USD 713.17 M. EPS: As of FY2026 Q1, the actual value is USD 3.22, beating the estimate of USD 2.95. EBIT: As of FY2026 Q1, the actual value is USD -248.49 M. #### Segmented Financial Metrics (Three Months Ended March 31, 2026 vs. March 31, 2025) ##### Community Banking Segment - **Interest income:** $781,502 thousand in Q1 2026 vs. $750,772 thousand in Q1 2025. - **Interest expense:** $330,904 thousand in Q1 2026 vs. $339,788 thousand in Q1 2025. - **Net interest income:** $450,598 thousand in Q1 2026 vs. $410,984 thousand in Q1 2025. - **Provision for credit losses:** $27,281 thousand in Q1 2026 vs. $22,460 thousand in Q1 2025. - **Non-interest income:** $77,882 thousand in Q1 2026 vs. $70,899 thousand in Q1 2025. - **Total non-interest expense:** $289,183 thousand in Q1 2026 vs. $278,382 thousand in Q1 2025. - **Income before taxes:** $212,016 thousand in Q1 2026 vs. $180,041 thousand in Q1 2025. ##### Specialty Finance Segment - **Interest income:** $124,576 thousand in Q1 2026 vs. $116,913 thousand in Q1 2025. - **Interest expense:** $17,493 thousand in Q1 2026 vs. $14,642 thousand in Q1 2025. - **Net interest income:** $107,083 thousand in Q1 2026 vs. $102,271 thousand in Q1 2025. - **Provision for credit losses:** $2,313 thousand in Q1 2026 vs. $1,514 thousand in Q1 2025. - **Non-interest income:** $35,733 thousand in Q1 2026 vs. $28,958 thousand in Q1 2025. - **Total non-interest expense:** $62,679 thousand in Q1 2026 vs. $58,347 thousand in Q1 2025. - **Income before taxes:** $77,824 thousand in Q1 2026 vs. $71,368 thousand in Q1 2025. ##### Wealth Management Segment - **Interest income:** $10,482 thousand in Q1 2026 vs. $10,040 thousand in Q1 2025. - **Interest expense:** $139 thousand in Q1 2026 vs. $63 thousand in Q1 2025. - **Net interest income:** $10,343 thousand in Q1 2026 vs. $9,977 thousand in Q1 2025. - **Non-interest income:** $43,275 thousand in Q1 2026 vs. $34,929 thousand in Q1 2025. - **Total non-interest expense:** $43,501 thousand in Q1 2026 vs. $40,163 thousand in Q1 2025. - **Income before taxes:** $10,117 thousand in Q1 2026 vs. $4,743 thousand in Q1 2025. #### Consolidated Operational Metrics - **Net income:** $227,388 thousand in Q1 2026 vs. $189,039 thousand in Q1 2025. - **Net income applicable to common shares:** $219,021 thousand in Q1 2026 vs. $182,048 thousand in Q1 2025. - **Cash dividends declared per common share:** $0.55 in Q1 2026 vs. $0.50 in Q1 2025. #### Cash Flow - **Net Cash Provided by Operating Activities:** $927,183 thousand in Q1 2026 vs. $119,754 thousand in Q1 2025. - **Net Cash Used for Investing Activities:** - $1,866,977 thousand in Q1 2026 vs. - $973,374 thousand in Q1 2025. - **Net Cash Provided by Financing Activities:** $1,015,575 thousand in Q1 2026 vs. $1,011,363 thousand in Q1 2025. - **Net Increase in Cash and Cash Equivalents:** $75,781 thousand in Q1 2026 vs. $157,743 thousand in Q1 2025. #### Unique Metrics and Outlook - **Allowance for credit losses:** $471,591 thousand at March 31, 2026, compared to $460,465 thousand at December 31, 2025, and $448,387 thousand at March 31, 2025. - **Loans, net of unearned income:** $54,071,292 thousand at March 31, 2026, an increase from $53,105,101 thousand at December 31, 2025, and $48,708,390 thousand at March 31, 2025. - **Total deposits:** $58,914,382 thousand at March 31, 2026, up from $57,717,191 thousand at December 31, 2025, and $53,570,038 thousand at March 31, 2025. - **Goodwill:** $797,658 thousand at March 31, 2026, slightly down from $797,960 thousand at December 31, 2025. - **Outlook:** Wintrust Financial Corporation is evaluating the impact of new accounting standards updates (ASUs) on its consolidated financial statements, covering areas like expense disaggregation and internal-use software accounting. 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