---
title: "Ameris Bancorp 1Q 2026: Revenue $421.7M, Net income $110.5M, EPS $1.63— 10-Q Summary"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/285744213.md"
description: "Ameris Bancorp reported Q1 2026 results with revenue of $421.7M and net income of $110.5M, reflecting a 25.6% increase year-over-year. Diluted EPS rose to $1.63, up 28.3% from Q1 2025. The growth was driven by higher net interest income and increased mortgage/fee income. The bank's total loans reached $5.5B, supported by a strong mortgage pipeline. Noninterest expenses increased due to investments in technology and staffing, while the allowance for credit losses remained stable at 1.62% of loans. The deposit mix shifted towards noninterest-bearing deposits, aiding lending operations."
datetime: "2026-05-08T14:41:01.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/285744213.md)
  - [en](https://longbridge.com/en/news/285744213.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/285744213.md)
---

# Ameris Bancorp 1Q 2026: Revenue $421.7M, Net income $110.5M, EPS $1.63— 10-Q Summary

Ameris Bancorp reported first-quarter 2026 results with revenue of $421.7M and net income of $110.5M, driven by higher net interest income and mortgage/fee growth versus the year‑ago quarter.

**Financial Highlights**

-   Revenue was $421.7M for Q1 2026 (Net interest income $244.4M; Noninterest income $69.9M; total interest income $351.8M).
-   Net income was $110.5M for Q1 2026, compared with $87.9M in Q1 2025; YoY change 25.6%.
-   Diluted EPS was $1.63 for Q1 2026, compared with $1.27 in Q1 2025; YoY change 28.3%.

**Business Highlights**

-   Revenue growth and profitability: Higher net interest income (up about 5.5% YoY versus Q1 2025) and increased mortgage and fee income drove the rise in net income.
-   Channel and product shift: Growth in investment securities and loan production (total loans $5.5B) supported by an expanding mortgage pipeline and retail mortgage production.
-   Operational efficiency and costs: Noninterest expense rose modestly as the bank invested in technology and staffing, increasing data processing and salary expenses.
-   Credit and portfolio management: Allowance for credit losses remained stable at 1.62% of loans, with some increased provisioning tied to the economic outlook and qualitative factors in the office portfolio.
-   Liquidity and funding mix: Deposit mix shifted toward more noninterest-bearing deposits and lower deposit funding costs, supporting lending and mortgage operations.

Original SEC Filing: Ameris Bancorp \[ ABCB \] - 10-Q - May. 08, 2026

**Disclaimer**

This is an AI-powered summary. It may contain inaccuracies. Consider verifying important information with the source. Please note this summary is solely based on documents filed with the SEC.

### Related Stocks

- [ABCB.US](https://longbridge.com/en/quote/ABCB.US.md)

## Related News & Research

- [Ameris Bank Named to Forbes List of America’s Best Banks 2026 | ABCB Stock News](https://longbridge.com/en/news/277056880.md)
- [What Associated Banc-Corp (ASB)'s Dallas Commercial Expansion Means For Shareholders](https://longbridge.com/en/news/287097738.md)
- [BUZZ-Lincoln International on track to open higher in New York debut](https://longbridge.com/en/news/287083738.md)
- [BoE's Taylor: Probably correct to expect need for interest rate hikes under BoE's scenario in outlook](https://longbridge.com/en/news/287221623.md)
- [UniFirst Investor Alert: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of UniFirst Corporation - UNF](https://longbridge.com/en/news/286950621.md)