---
title: "STANDARD PREMIUM FINANCE HOLDINGS, INC. 1Q 2026: Revenue $3.32M, EPS $0.1— 10-Q Summary"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/285975295.md"
description: "Standard Premium Finance Holdings, Inc. reported Q1 2026 results with revenue of $3.32M, a 14.5% increase from $2.9M in Q1 2025. Net income rose to $379K, up 23.6% from $306.8K a year ago, with diluted EPS at $0.10 compared to $0.08 in Q1 2025. The growth was driven by a 15.4% increase in finance charges, expansion into 18 states, and improved operational efficiency through enhanced credit management and a larger agent network."
datetime: "2026-05-11T16:51:01.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/285975295.md)
  - [en](https://longbridge.com/en/news/285975295.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/285975295.md)
---

# STANDARD PREMIUM FINANCE HOLDINGS, INC. 1Q 2026: Revenue $3.32M, EPS $0.1— 10-Q Summary

Standard Premium Finance Holdings, Inc. reported first-quarter 2026 results with revenue of $3.32M and net income attributable to common stockholders of $379K, up from $2.9M and $306.8K, respectively, in the year-ago quarter; diluted EPS was $0.1 versus $0.08 in 1Q 2025.

**Financial Highlights**

-   Revenue was $3.316M for Q1 2026, compared with $2.896M in Q1 2025; YoY change 14.5%.
-   Net income was $379.0K attributable to common stockholders for Q1 2026, compared with $306.8K in Q1 2025; YoY change 23.6%.
-   Diluted EPS was $0.10 for Q1 2026, compared with $0.08 in Q1 2025; YoY change 25.0%.

**Business Highlights**

-   Revenue growth: Gross revenue rose 14.5% YoY to $3.32M, driven by a 15.4% increase in finance charges.
-   Market expansion: Originations grew to $44.8M and the company expanded financing operations from primarily Florida to 18 states.
-   Distribution shift: An increased number of marketing representatives and expanded in-house sales activity broadened the agent network and boosted originations.
-   Operational efficiency: An expanded line of credit and lower borrowing costs allowed for larger loan capacity and improved competitive positioning.
-   Credit management: The company enhanced allowance for credit losses modeling with portfolio segmentation and third-party analytics to refine credit loss estimates.

Original SEC Filing: STANDARD PREMIUM FINANCE HOLDINGS, INC. \[ SPFX \] - 10-Q - May. 11, 2026

**Disclaimer**

This is an AI-powered summary. It may contain inaccuracies. Consider verifying important information with the source. Please note this summary is solely based on documents filed with the SEC.

### Related Stocks

- [SMBS.US](https://longbridge.com/en/quote/SMBS.US.md)
- [VNQ.US](https://longbridge.com/en/quote/VNQ.US.md)
- [SPMB.US](https://longbridge.com/en/quote/SPMB.US.md)
- [JHMB.US](https://longbridge.com/en/quote/JHMB.US.md)
- [IYR.US](https://longbridge.com/en/quote/IYR.US.md)
- [DMBS.US](https://longbridge.com/en/quote/DMBS.US.md)
- [REM.US](https://longbridge.com/en/quote/REM.US.md)
- [VMBS.US](https://longbridge.com/en/quote/VMBS.US.md)
- [JMTG.US](https://longbridge.com/en/quote/JMTG.US.md)
- [XLRE.US](https://longbridge.com/en/quote/XLRE.US.md)
- [PMBS.US](https://longbridge.com/en/quote/PMBS.US.md)
- [JMBS.US](https://longbridge.com/en/quote/JMBS.US.md)
- [MBB.US](https://longbridge.com/en/quote/MBB.US.md)
- [MORT.US](https://longbridge.com/en/quote/MORT.US.md)

## Related News & Research

- [11:21 ETBrody | Gapp Launches Mortgage AI Governance Audit Practice and Announces Q3 2026 Publication of Industry Guide](https://longbridge.com/en/news/286587496.md)
- [KE Holdings Q1 2026 Margin Compression Tests Bullish Efficiency Narrative](https://longbridge.com/en/news/286981305.md)
- [Pacs Group Inc - Q1 2026 Revenue Rises 11.2% To $1.42 Billion - SEC Filing](https://longbridge.com/en/news/286004560.md)
- [Zillow Group (NASDAQ:Z) General Counsel Sells $125,241.72 in Stock](https://longbridge.com/en/news/286617523.md)
- [Zillow CEO Jeremy Wacksman is preparing for the next revolution in real estate](https://longbridge.com/en/news/286568837.md)