--- title: "Bank7 | 10-Q: FY2026 Q1 Revenue: USD 35.75 M" type: "News" locale: "en" url: "https://longbridge.com/en/news/285993860.md" datetime: "2026-05-11T20:39:05.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/285993860.md) - [en](https://longbridge.com/en/news/285993860.md) - [zh-HK](https://longbridge.com/zh-HK/news/285993860.md) --- # Bank7 | 10-Q: FY2026 Q1 Revenue: USD 35.75 M Revenue: As of FY2026 Q1, the actual value is USD 35.75 M. EPS: As of FY2026 Q1, the actual value is USD 1.25, beating the estimate of USD 1.02. EBIT: As of FY2026 Q1, the actual value is USD -8.371 M. Bank7 Corp. operates as a single reportable segment; therefore, segmented financial and operational metrics are not available . The following metrics are for the company as a whole. #### Operational Metrics - **Net Income** increased to $12,006 thousand for the three months ended March 31, 2026, from $10,336 thousand for the same period in 2025 . - **Net Interest Income** rose to $24,192 thousand for the three months ended March 31, 2026, compared to $20,838 thousand for the three months ended March 31, 2025 . - **Total Noninterest Income** was $1,966 thousand for the three months ended March 31, 2026, up from $1,757 thousand in the prior year period . - **Total Noninterest Expense** increased to $10,337 thousand for the three months ended March 31, 2026, from $8,882 thousand for the three months ended March 31, 2025 . - **Provision for Credit Losses** was $ - thousand for both three-month periods ended March 31, 2026, and March 31, 2025 . - **Income Before Taxes** reached $15,821 thousand for the three months ended March 31, 2026, an increase from $13,713 thousand in the corresponding period of 2025 . #### Cash Flow - **Net Cash Provided by Operating Activities** was $16,649 thousand for the three months ended March 31, 2026, up from $10,998 thousand for the same period in 2025 . - **Net Cash Provided by (Used in) Investing Activities** was $18,552 thousand for the three months ended March 31, 2026, a significant change from - $37,274 thousand for the three months ended March 31, 2025 . - **Net Cash (Used in) Provided by Financing Activities** was - $33,135 thousand for the three months ended March 31, 2026, compared to $32,650 thousand for the three months ended March 31, 2025 . #### Loan Portfolio Metrics - **Gross Loans** were $1,596,545 thousand as of March 31, 2026, a slight decrease from $1,609,367 thousand as of December 31, 2025 . - **Allowance for Credit Losses** was - $19,452 thousand as of March 31, 2026, compared to - $19,407 thousand as of December 31, 2025 . - **Net Loans** amounted to $1,574,376 thousand as of March 31, 2026, down from $1,587,024 thousand as of December 31, 2025 . - **Nonaccrual Loans** increased to $9,258 thousand as of March 31, 2026, from $6,460 thousand as of December 31, 2025 . - **Collateral-Dependent Loans** were $9,275 thousand as of March 31, 2026, up from $7,817 thousand as of December 31, 2025 . #### Capital Ratios (as of March 31, 2026) - **Total Capital to Risk-Weighted Assets**: Bank7 Corp. reported 15.96% (Actual) versus an 8.00% minimum capital requirement, and Bank7 reported 15.96% (Actual) versus an 8.00% minimum . - **Tier I Capital to Risk-Weighted Assets**: Bank7 Corp. had 14.78% (Actual) versus a 6.00% minimum, while Bank7 had 14.79% (Actual) versus a 6.00% minimum . - **Common Equity Tier I Capital to Risk-Weighted Assets**: Bank7 Corp. showed 14.78% (Actual) versus a 4.50% minimum, and Bank7 showed 14.79% (Actual) versus a 4.50% minimum . - **Tier I Capital to Average Assets**: Both Bank7 Corp. and Bank7 reported 13.24% (Actual) versus a 4.00% minimum capital requirement . #### Strategic Summary and Key Events Bank7 Corp. sold its oil and gas assets for $5.2 million on April 10, 2026, resulting in a pre-tax loss of $2.1 million in April 2026 . The company’s stock repurchase plan, authorizing the repurchase of up to 750,000 shares, had no activity during the three months ended March 31, 2026 . As of March 31, 2026, both Bank7 and Bank7 Corp. met all capital adequacy requirements, with Bank7 categorized as well capitalized by the FDIC . ### Related Stocks - [BSVN.US](https://longbridge.com/en/quote/BSVN.US.md) ## Related News & Research - [Poll finds Trump approval near low as gas fears grow](https://longbridge.com/en/news/289228471.md) - [Has Temu-Owner PDD's Story Changed After Double Miss?](https://longbridge.com/en/news/289203911.md) - [Jamie Dimon’s 2026 advice every retiree should take seriously](https://longbridge.com/en/news/289086313.md) - [Solidion Technology Prices ~$35 Million Private Placement at $15; Adds Insider Lock-Ups](https://longbridge.com/en/news/289060868.md) - [Chewy Reports Soon. Here's Why I'd Buy Before the Number Drops.](https://longbridge.com/en/news/288685693.md)