--- title: "Embassy Bancorp, Inc. 1Q 2026: Revenue $18.5M, EPS $0.5— 10-Q Summary" type: "News" locale: "en" url: "https://longbridge.com/en/news/286307785.md" description: "Embassy Bancorp, Inc. reported a revenue of $18.5M and diluted EPS of $0.5 for Q1 2026, reflecting a 9.2% increase in revenue and a 31.6% rise in EPS year-over-year. Net income rose 29.5% to $3.7M, driven by higher interest income and improved net interest margin. Core deposits increased by $41.6M, supported by enhanced online banking usage. The bank also modernized operations with new systems while maintaining a stable loan portfolio with nonperforming loans at 0.04%." datetime: "2026-05-13T19:41:01.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/286307785.md) - [en](https://longbridge.com/en/news/286307785.md) - [zh-HK](https://longbridge.com/zh-HK/news/286307785.md) --- # Embassy Bancorp, Inc. 1Q 2026: Revenue $18.5M, EPS $0.5— 10-Q Summary Embassy Bancorp, Inc. reported first-quarter 2026 results with revenue and earnings rising versus the year-ago quarter as interest income and net interest margin improved. Net income was $3.7M and diluted EPS was $0.5 for the quarter. **Financial Highlights** - Revenue was $18.504M, compared with $16.938M in the prior-year quarter; YoY change 9.2%. - Net income was $3.739M, compared with $2.887M in the prior-year quarter; YoY change 29.5%. - Diluted EPS was $0.50, compared with $0.38 in the prior-year quarter; YoY change 31.6%. **Business Highlights** - Revenue growth: Net income rose 29.5% YoY to $3.7M, driven by $1.6M higher interest income and an improved net interest margin. - Deposit & funding momentum: Core deposits increased $41.6M quarter‑over‑quarter with strong growth in interest-bearing and noninterest demand balances. - Digital & channel shift: Greater online banking usage supported deposit growth and customer acquisition; cross‑marketing strengthened relationships. - Operational investments: The bank implemented new content management and general ledger systems, raising data processing costs while modernizing operations. - Credit & asset quality: Loan portfolio remained stable with nonperforming loans at 0.04% and continued disciplined underwriting on CRE exposure. Original SEC Filing: Embassy Bancorp, Inc. \[ EMYB \] - 10-Q - May. 13, 2026 **Disclaimer** This is an AI-powered summary. It may contain inaccuracies. Consider verifying important information with the source. Please note this summary is solely based on documents filed with the SEC. ### Related Stocks - [TBBK.US](https://longbridge.com/en/quote/TBBK.US.md) - [EGBN.US](https://longbridge.com/en/quote/EGBN.US.md) - [XLF.US](https://longbridge.com/en/quote/XLF.US.md) - [KRE.US](https://longbridge.com/en/quote/KRE.US.md) - [KBWB.US](https://longbridge.com/en/quote/KBWB.US.md) - [KBE.US](https://longbridge.com/en/quote/KBE.US.md) ## Related News & Research - [This Regional Bank's Chief Accounting Officer Just Sold 2,000 Shares for $76,000](https://longbridge.com/en/news/286914267.md) - [ANALYSIS-Investors gird for high US Treasury yields as new Fed Chair Warsh battles inflation](https://longbridge.com/en/news/286359372.md) - [Trade Futures Online: Regulated Access to Global Markets](https://longbridge.com/en/news/286775350.md) - [Alabama launches online surplus auction with wide-ranging items](https://longbridge.com/en/news/286655046.md) - [CBSE cuts re-evaluation fees amid low-mark concerns over online scoring](https://longbridge.com/en/news/286667802.md)