---
title: "‘Optimistic’ First-Time Homebuyers Open to New Paths to Homeownership, According to TD Survey"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/286424785.md"
description: "A TD Bank survey indicates that first-time homebuyers in Mount Laurel, New Jersey, are facing affordability challenges. Many are willing to make sacrifices, with 74% open to a 50-year mortgage option. Notably, 78% of younger millennials and 74% of Gen Z respondents are considering using their 401(k) savings to help purchase their first home, reflecting the pressures they face in the current housing market."
datetime: "2026-05-14T13:07:41.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/286424785.md)
  - [en](https://longbridge.com/en/news/286424785.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/286424785.md)
---

# ‘Optimistic’ First-Time Homebuyers Open to New Paths to Homeownership, According to TD Survey

In Mount Laurel, New Jersey, affordability challenges are leading potential homebuyers to make notable sacrifices in their journey towards homeownership. A recent survey by TD Bank U.S. reveals that individuals intending to buy their first home in 2026 are facing significant pressures. The study found that 74% of respondents would be open to utilizing a 50-year mortgage if it was an option. Additionally, a considerable portion of younger millennials (78%) and Gen Z respondents (74%) expressed willingness to dip into their 401(k) savings to aid in purchasing their initial property.

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