--- title: "Wise vs. Ripple: 2 very different bets on cross-border payments" type: "News" locale: "en" url: "https://longbridge.com/en/news/286462413.md" description: "Ripple has promised to revolutionize cross-border payments for over a decade. Wise is quietly doing it with old-fashioned bank accounts." datetime: "2026-05-14T20:21:18.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/286462413.md) - [en](https://longbridge.com/en/news/286462413.md) - [zh-HK](https://longbridge.com/zh-HK/news/286462413.md) --- # Wise vs. Ripple: 2 very different bets on cross-border payments Ripple has promised to revolutionize cross-border payments for over a decade. Wise is quietly doing it with old-fashioned bank accounts. ### Related Stocks - [WSE.US](https://longbridge.com/en/quote/WSE.US.md) - [WISE.UK](https://longbridge.com/en/quote/WISE.UK.md) ## Related News & Research - [Can you invest in Ripple pre-IPO? Everything you need to know.](https://longbridge.com/en/news/285703880.md) - [Key facts: XRP $8–$12 by Apr 2027; On‑chain -85%; $1.22–$1.55](https://longbridge.com/en/news/285785035.md) - [Ripple Lands $200M Financing Deal From Neuberger To Expand Lending Capacity](https://longbridge.com/en/news/285970051.md) - [XRP's Price Finds a Powerful Catalyst as Ripple Secures Funding from a $570 Billion Investment Giant](https://longbridge.com/en/news/285964508.md) - [Ripple secures $200 million credit facility for Ripple Prime expansion](https://longbridge.com/en/news/285967516.md)