---
title: "Synchrony posts April 2026 monthly charge-off rate of 5.5% and 30+ delinquency at 4.3%"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/286544042.md"
description: "Synchrony reported an April 2026 net charge-off rate of 5.5% and a 30+ delinquency rate of 4.3%, showing a decrease from 5.8% and 4.5% respectively in March. Period-end loan receivables were stable at $100.9B. The adjusted net charge-off rate was 5.6%. The company will continue to provide these monthly statistics along with quarterly financial results."
datetime: "2026-05-15T10:03:00.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/286544042.md)
  - [en](https://longbridge.com/en/news/286544042.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/286544042.md)
---

# Synchrony posts April 2026 monthly charge-off rate of 5.5% and 30+ delinquency at 4.3%

**Synchrony reported April charge-off and delinquency stats: net charge-off rate 5.5% and 30+ delinquency 4.3%.**

**Key Highlights:**

-   Period-end loan receivables were $100.9B as of Apr 30, 2026, showing stability versus prior months.
-   30+ delinquency rate fell to 4.3% in Apr from 4.5% in Mar, indicating modest improvement in delinquencies.
-   Net charge-off rate was 5.5% in Apr 2026, down from 5.8% in Mar 2026.
-   Adjusted net charge-off rate for Apr was 5.6% after a 0.1% recovery adjustment allocated to the month.
-   Company will continue furnishing these monthly statistics and will provide quarter-end months with quarterly financial results.

Original SEC Filing: Synchrony Financial \[ SYF \] - 8-K - May. 14, 2026

**Disclaimer**

This is an AI-powered summary. It may contain inaccuracies. Consider verifying important information with the source. Please note this summary is solely based on documents filed with the SEC.

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