---
title: "American Express posts April card portfolio: $157.2B held for investment, modest rise in consumer write-offs"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/286591806.md"
description: "American Express reported $157.2 billion in U.S. Consumer and Small Business card balances for investment in April, a slight increase from March. U.S. Consumer card balances rose to $111.4B, while the net write-off rate increased to 2.1%. Small Business balances reached $45.8B, with a net write-off rate of 2.4%. Overall, card balances held for investment rose from $156.0B in March."
datetime: "2026-05-15T16:03:01.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/286591806.md)
  - [en](https://longbridge.com/en/news/286591806.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/286591806.md)
---

# American Express posts April card portfolio: $157.2B held for investment, modest rise in consumer write-offs

**American Express reported $157.2 billion in U.S. Consumer and Small Business card balances held for investment and showed a slight uptick in net write-off rates in April.**

**Key Highlights:**

-   Total U.S. Consumer card balances were $111.4B in April, up from $110.8B in March.
-   U.S. Consumer net write-off rate rose to 2.1% in April from 2.0% in March (principal only).
-   U.S. Small Business balances reached $45.8B in April with net write-off rate of 2.4% (down from 2.6% in March).
-   Total card balances held for investment (U.S. Consumer + Small Business) were $157.2B in April, up from $156.0B in March.

Original SEC Filing: AMERICAN EXPRESS CO \[ AXP \] - 8-K - May. 15, 2026

**Disclaimer**

This is an AI-powered summary. It may contain inaccuracies. Consider verifying important information with the source. Please note this summary is solely based on documents filed with the SEC.

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