---
title: "Research Alert: CFRA Lowers Opinion On Shares Of Capital One Financial Corporation To Hold From Buy"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/286604181.md"
description: "CFRA has downgraded Capital One Financial Corporation's shares from Buy to Hold, lowering the 12-month target price to $205. Adjusted EPS estimates for 2026 and 2027 have been reduced due to macroeconomic concerns, particularly inflation pressures from the Middle East conflict. Despite these challenges, COF maintains a strong financial position with a CET1 ratio of 14.4%."
datetime: "2026-05-15T19:05:00.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/286604181.md)
  - [en](https://longbridge.com/en/news/286604181.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/286604181.md)
---

# Research Alert: CFRA Lowers Opinion On Shares Of Capital One Financial Corporation To Hold From Buy

03:05 PM EDT, 05/15/2026 (MT Newswires) -- CFRA, an independent research provider, has provided MT Newswires with the following research alert. Analysts at CFRA have summarized their opinion as follows:

We lower our 12-month target price by $60 to $205, applying a forward P/E of 8.6x our 2027 EPS estimate, in line with the 10-year historical average of 8.7x. We reduce our 2026 adjusted EPS view to $19.56 from $19.87 and cut our 2027 EPS estimate to $23.74 from $24.46. We lower our outlook on COF primarily due to macroeconomic concerns. The ongoing Middle East conflict is driving inflation above wage growth, pressuring consumer finances. Given COF's significant consumer exposure through its credit card and auto lending businesses, we believe near-term headwinds will largely offset the benefits from its expansion into higher-income segments and operational improvements from the Discover Financial acquisition. Consequently, we now forecast 2026 net charge-offs of approximately 330 bps, up from our previous estimate of 300 bps. Importantly, COF enters this environment from a position of relative strength, with a robust CET1 ratio of 14.4% and a strong allowance coverage ratio of 5.28%.

MT Newswires does not provide investment advice. Unauthorized reproduction is strictly prohibited.

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