--- title: "Ohio Valley Bancorp | 10-Q: FY2026 Q1 Revenue: USD 18.18 M" type: "News" locale: "en" url: "https://longbridge.com/en/news/286616337.md" datetime: "2026-05-15T21:08:46.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/286616337.md) - [en](https://longbridge.com/en/news/286616337.md) - [zh-HK](https://longbridge.com/zh-HK/news/286616337.md) generator: "portal-rs" --- # Ohio Valley Bancorp | 10-Q: FY2026 Q1 Revenue: USD 18.18 M Revenue: As of FY2026 Q1, the actual value is USD 18.18 M. EPS: As of FY2026 Q1, the actual value is USD 0.91. EBIT: As of FY2026 Q1, the actual value is USD -9.635 M. Ohio Valley Banc Corp. operates as a single business segment, banking, encompassing its various banking products, services, and investment securities, with all reported financial metrics consolidated for this operation in the United States . #### Operational Metrics (Three months ended March 31, 2026 vs. March 31, 2025) - Net Income decreased to $4,297 thousand in 2026 from $4,406 thousand in 2025 . - Total Comprehensive Income significantly decreased to $2,107 thousand in 2026 from $6,424 thousand in 2025 . - Net Interest Income increased to $14,888 thousand in 2026 from $13,140 thousand in 2025 . - Provision for Credit Losses increased to $1,622 thousand in 2026 from $416 thousand in 2025 . - Net Interest Income after Provision for Credit Losses increased to $13,266 thousand in 2026 from $12,724 thousand in 2025 . - Income before Income Taxes decreased to $5,253 thousand in 2026 from $5,552 thousand in 2025 . - Provision for Income Taxes decreased to $956 thousand in 2026 from $1,146 thousand in 2025 . #### Segment Revenue (Three months ended March 31, 2026 vs. March 31, 2025) - Interest and Dividend Income increased to $22,475 thousand in 2026 from $19,800 thousand in 2025, primarily due to increased income from loans . - Loans, including fees: $19,404 thousand (2026) vs. $16,695 thousand (2025) . - Securities (Taxable): $2,375 thousand (2026) vs. $2,155 thousand (2025) . - Interest-bearing deposits with banks: $582 thousand (2026) vs. $826 thousand (2025) . - Noninterest Income decreased to $3,288 thousand in 2026 from $3,646 thousand in 2025 . - Electronic refund check / deposit fees: - $0 thousand (2026) vs. $540 thousand (2025) . - Debit / credit card interchange income: $1,235 thousand (2026) vs. $1,149 thousand (2025) . - Income from bank owned life insurance and annuity assets: $378 thousand (2026) vs. $240 thousand (2025) . #### Operating Costs (Three months ended March 31, 2026 vs. March 31, 2025) - Noninterest Expense increased to $11,301 thousand in 2026 from $10,818 thousand in 2025 . - Salaries and employee benefits: $6,347 thousand (2026) vs. $6,012 thousand (2025) . - Software expenses: $673 thousand (2026) vs. $541 thousand (2025) . - FDIC insurance: $241 thousand (2026) vs. $183 thousand (2025) . #### Cash Flow (Three months ended March 31, 2026 vs. March 31, 2025) - Net Cash Provided by Operating Activities increased to $7,190 thousand in 2026 from $496 thousand in 2025 . - Net Cash Used in/Provided by Investing Activities changed to - $19,364 thousand used in 2026 from $30,351 thousand provided in 2025, primarily due to a net change in loans . - Net Cash Provided by Financing Activities significantly increased to $91,604 thousand in 2026 from $6,654 thousand in 2025, largely due to a change in deposits . - Cash Paid for Interest decreased to $5,400 thousand in 2026 from $6,562 thousand in 2025 . #### Unique Metrics: Balance Sheet Highlights (March 31, 2026 vs. December 31, 2025) - Total Assets increased to $1,677,502 thousand from $1,582,654 thousand . - Net Loans increased to $1,201,871 thousand from $1,184,499 thousand . - Total Deposits increased to $1,423,674 thousand from $1,329,667 thousand . - Allowance for Credit Losses (Loans) increased to $12,943 thousand from $11,519 thousand . - Accumulated Other Comprehensive Income (Loss) decreased to - $4,059 thousand from - $1,869 thousand . #### Unique Metrics: Loan Portfolio Credit Quality (March 31, 2026 vs. December 31, 2025) - Total Loans Past Due increased to $29,255 thousand from $23,839 thousand . - Total Nonaccrual Loans increased to $18,691 thousand from $15,474 thousand . - Individually Evaluated Collateral Dependent Loans Measured for Impairment totaled $10,869 thousand with a $2,031 thousand valuation allowance at March 31, 2026, contributing to a $2,031 thousand increase in provision expense for the three months ended March 31, 2026 . #### Future Outlook and Strategy Ohio Valley Banc Corp. is currently evaluating the impact of several new accounting pronouncements, including ASU 2024-03, ASU 2025-08, ASU 2025-11, and ASU 2025-12, on its consolidated financial statements . The full impact of these changes has not yet been determined, as the evaluations are ongoing . ### Related Stocks - [OVBC.US](https://longbridge.com/en/quote/OVBC.US.md) ## Related News & Research - [Sherwin-Williams announces Q3 2026 dividend of R$ 0.28 per unit](https://longbridge.com/en/news/299050724.md) - [LOG Commercial Properties publishes financial calendar update for 2026](https://longbridge.com/en/news/298951880.md) - [ADM announces Q3 2026 dividend of R$ 0.22 per unit](https://longbridge.com/en/news/298917252.md) - [Prudential Financial announces R$ 2.41 per unit dividend for Q3 2026 BDRs](https://longbridge.com/en/news/298940810.md) - [Annaly Capital declares Q3 2026 dividend of $0.75 per share](https://longbridge.com/en/news/298499808.md) --- > **Disclaimer: This article is for reference only and does not constitute any investment advice.**