---
title: "Ripple’s record bank deals fail to lift XRP price"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/286651895.md"
description: "Ripple has secured ten significant partnerships for 2026, but most transactions utilize RLUSD or fiat instead of XRP, leading to a 40% decline in XRP's value this year. Limited use of On-Demand Liquidity (ODL) has restricted token demand. The potential passage of the CLARITY Act may eliminate legal obstacles, allowing institutions to settle directly in XRP."
datetime: "2026-05-16T18:11:18.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/286651895.md)
  - [en](https://longbridge.com/en/news/286651895.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/286651895.md)
---

# Ripple’s record bank deals fail to lift XRP price

Deals keep coming: Ripple has closed ten major 2026 partnerships, but most use RLUSD or fiat, not XRP, for settlements. Token left behind: Despite institutional growth, XRP is down over 40% this year as limited ODL use curbs direct token demand. Regulation as catalyst: Passage of the CLARITY Act could remove legal barriers, enabling institutions to settle directly in XRP.

### Related Stocks

- [XRP.US](https://longbridge.com/en/quote/XRP.US.md)
- [XRPZ.US](https://longbridge.com/en/quote/XRPZ.US.md)
- [GXRP.US](https://longbridge.com/en/quote/GXRP.US.md)
- [UXRP.US](https://longbridge.com/en/quote/UXRP.US.md)

## Related News & Research

- ['History Flashes a Sell Signal,' Says Investor About XRP](https://longbridge.com/en/news/286697144.md)
- [Ripple Veteran David Schwartz Slams Memecoin Speculation as Distasteful Gambling](https://longbridge.com/en/news/286895221.md)
- [XRP holds the $1.45 support level: has it bottomed out?](https://longbridge.com/en/news/286562975.md)
- [Ripple's expansion surges as XRP stagnates near $1.40](https://longbridge.com/en/news/286647046.md)
- [Here's why I'm becoming (a little) bearish about XRP](https://longbridge.com/en/news/286725383.md)