---
title: "OpenAI tests ChatGPT finance tool linking to bank accounts"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/286685720.md"
description: "OpenAI has introduced a new feature for ChatGPT Pro users in the US, allowing them to link bank and investment accounts for personalized financial insights. The tool, powered by Plaid and GPT-5.5, analyzes user data to provide tailored budgeting suggestions. However, concerns about privacy and AI accuracy are hindering its initial adoption."
datetime: "2026-05-17T23:11:18.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/286685720.md)
  - [en](https://longbridge.com/en/news/286685720.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/286685720.md)
---

# OpenAI tests ChatGPT finance tool linking to bank accounts

What’s new: ChatGPT Pro users in the US can now link bank and investment accounts to get personalized financial insights and visual spending breakdowns. How it works: Powered by Plaid and GPT‑5.5 Thinking, the tool analyzes balances, transactions, and goals to offer tailored budgeting and savings suggestions. User concerns: While OpenAI promises read-only access and account control, privacy worries and skepticism about AI accuracy are slowing initial adoption.

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