--- title: "Bank of the James Financial Group, Inc. (NASDAQ:BOTJ) Looks Interesting, And It's About To Pay A Dividend" type: "News" locale: "en" url: "https://longbridge.com/en/news/286824895.md" description: "Bank of the James Financial Group, Inc. (NASDAQ:BOTJ) is set to pay a dividend of US$0.10 per share, with the ex-dividend date on May 22. The company has a trailing yield of approximately 1.7% and paid out only 13% of its profit last year, indicating a sustainable dividend. Earnings per share have grown 18% annually over the past five years, and dividends have increased by about 6.2% per year on average. Overall, BOTJ appears to be a promising dividend stock worth further investigation." datetime: "2026-05-18T22:17:16.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/286824895.md) - [en](https://longbridge.com/en/news/286824895.md) - [zh-HK](https://longbridge.com/zh-HK/news/286824895.md) --- # Bank of the James Financial Group, Inc. (NASDAQ:BOTJ) Looks Interesting, And It's About To Pay A Dividend Readers hoping to buy **Bank of the James Financial Group, Inc.** (NASDAQ:BOTJ) for its dividend will need to make their move shortly, as the stock is about to trade ex-dividend. Typically, the ex-dividend date is one business day before the record date, which is the date on which a company determines the shareholders eligible to receive a dividend. The ex-dividend date is of consequence because whenever a stock is bought or sold, the trade takes at least one business day to settle. Therefore, if you purchase Bank of the James Financial Group's shares on or after the 22nd of May, you won't be eligible to receive the dividend, when it is paid on the 5th of June. The company's next dividend payment will be US$0.10 per share, on the back of last year when the company paid a total of US$0.40 to shareholders. Looking at the last 12 months of distributions, Bank of the James Financial Group has a trailing yield of approximately 1.7% on its current stock price of US$22.86. Dividends are an important source of income to many shareholders, but the health of the business is crucial to maintaining those dividends. We need to see whether the dividend is covered by earnings and if it's growing. AI is about to change healthcare. These 20 stocks are working on everything from early diagnostics to drug discovery. The best part - they are all under $10bn in marketcap - there is still time to get in early. Dividends are typically paid from company earnings. If a company pays more in dividends than it earned in profit, then the dividend could be unsustainable. Bank of the James Financial Group paid out just 13% of its profit last year, which we think is conservatively low and leaves plenty of margin for unexpected circumstances. Generally speaking, the lower a company's payout ratios, the more resilient its dividend usually is. View our latest analysis for Bank of the James Financial Group Click here to see how much of its profit Bank of the James Financial Group paid out over the last 12 months. NasdaqCM:BOTJ Historic Dividend May 18th 2026 ## Have Earnings And Dividends Been Growing? Businesses with strong growth prospects usually make the best dividend payers, because it's easier to grow dividends when earnings per share are improving. If earnings fall far enough, the company could be forced to cut its dividend. For this reason, we're glad to see Bank of the James Financial Group's earnings per share have risen 18% per annum over the last five years. The main way most investors will assess a company's dividend prospects is by checking the historical rate of dividend growth. Since the start of our data, 10 years ago, Bank of the James Financial Group has lifted its dividend by approximately 6.2% a year on average. It's encouraging to see the company lifting dividends while earnings are growing, suggesting at least some corporate interest in rewarding shareholders. ## To Sum It Up Should investors buy Bank of the James Financial Group for the upcoming dividend? When companies are growing rapidly and retaining a majority of the profits within the business, it's usually a sign that reinvesting earnings creates more value than paying dividends to shareholders. Perhaps even more importantly - this can sometimes signal management is focused on the long term future of the business. Overall, Bank of the James Financial Group looks like a promising dividend stock in this analysis, and we think it would be worth investigating further. Want to learn more about Bank of the James Financial Group? Here's a visualisation of its historical rate of revenue and earnings growth. If you're in the market for strong dividend payers, we recommend **checking our selection of top dividend stocks.** ### Valuation is complex, but we're here to simplify it. Discover if Bank of the James Financial Group might be undervalued or overvalued with our detailed analysis, featuring **fair value estimates, potential risks, dividends, insider trades, and its financial condition.** Access Free Analysis ### Related Stocks - [BOTJ.US](https://longbridge.com/en/quote/BOTJ.US.md) - [XLF.US](https://longbridge.com/en/quote/XLF.US.md) - [KBE.US](https://longbridge.com/en/quote/KBE.US.md) - [KRE.US](https://longbridge.com/en/quote/KRE.US.md) - [KBWB.US](https://longbridge.com/en/quote/KBWB.US.md) ## Related News & Research - [ANALYSIS-Investors gird for high US Treasury yields as new Fed Chair Warsh battles inflation](https://longbridge.com/en/news/286359372.md) - [JPMorgan Chase's Preferred Stock Series DD Shares Cross 6% Yield Mark](https://longbridge.com/en/news/286955874.md) - [ZAWYA: Bank ABC announces Q1 2026 financial results](https://longbridge.com/en/news/286215698.md) - [This Regional Bank's Chief Accounting Officer Just Sold 2,000 Shares for $76,000](https://longbridge.com/en/news/286914267.md) - [Sturgis Bank Partners with MANTL to Transform Business and Retail Account Opening Across All Banking Channels | ALKT Stock News](https://longbridge.com/en/news/286274999.md)