---
title: "Experts see 5% mortgage rates as distant amid global pressures"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/286969182.md"
description: "Average 30-year fixed mortgage rates have risen to around 6.5%, influenced by inflation and geopolitical tensions. Experts believe a drop to 5% is unlikely without significant changes in oil prices, inflation, and economic growth. In light of uncertain forecasts, some homebuyers are opting to lock in current rates, planning to refinance later if conditions improve."
datetime: "2026-05-19T21:25:18.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/286969182.md)
  - [en](https://longbridge.com/en/news/286969182.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/286969182.md)
---

# Experts see 5% mortgage rates as distant amid global pressures

Rates climb again: Average 30-year fixed mortgage rates are around 6.5%, up from recent lows, as inflation and geopolitical tensions push borrowing costs higher. 5% seen as unlikely: Experts say rates near 5% would require major shifts in oil prices, inflation, and economic growth, making such a drop improbable soon. Buyers weigh timing: With forecasts uncertain, some homebuyers are locking in rates now, accepting they can refinance later if conditions improve.

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